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“Modern finance is based on scientific reasoning guided by theory, not subjectivity and speculation.”

John “Mac” McQuown

Patience mitigates risk.

When it comes to investment products, complexity often fosters fraud and abuse.

Portfolio diversification enables investors to manage their fear of the unknown.

Rebalancing is like love, you never have to say you are sorry. You are always selling high and buying low.

A good investment policy should never risk what you already have for something you don’t need.