Blog
Fed’s Preferred Metric Shows Little Progress on Inflation Fight
May 31, 2024
Inflation came in line with expectations in April according to the Federal Reserve’s preferred inflation gauge, providing little clarity to a market on edge about when the Fed will start… Read more
Blog
Global Debt Surges to $315 Trillion This Year
May 30, 2024
The world’s economies are adding debt at a level not seen since World War II or the days of the Covid-19 pandemic. A new report from the Institute of International… Read more
Blog
Home Sales Tank in April as Prices and Mortgage Rates Continue to Climb
May 29, 2024
The spring homebuying season got off to a slow start in April as higher mortgage rates and elevated prices kept buyers sidelined. Sales of existing homes, which make up the… Read more
Blog
Auto Insurance Rates See Biggest Jump Since the 1970s
May 28, 2024
Soaring rates for auto insurance have been a major driver of inflation over the past year, as higher car prices, costlier repairs, and post-pandemic changes to driving habits have sent… Read more
Blog
Retail Sales Disappoint in April as Consumers Curb Spending
May 17, 2024
Americans were unexpectedly reticent to spend in April, as inflation continued to stretch budgets and high interest rates made taking on debt more difficult. Retail sales were unchanged between March… Read more
Blog
Visualized: America’s Average Retirement Savings by Age
May 16, 2024
Many fear that there is a retirement crisis in the making, as Americans’ savings are far less than what they need for a comfortable retirement. The median family in the… Read more
Blog
“Core” Inflation Eased to Lowest Level Since 2021 in April
May 15, 2024
Inflation eased slightly in April, providing some relief to consumers and giving traders increased optimism about the Federal Reserve cutting interest rates this summer. The consumer price index (CPI), a… Read more
Blog
Credit Card Balances, Delinquencies Grow as Consumers Struggle
May 14, 2024
Americans slowed their use of credit cards in the first quarter of 2024 as the total level of debt fell, but for those who carry a balance on their cards,… Read more
Article
College Savings Vehicles – Which is Right for You?
May 10, 2024
We all want to be able to provide our children with a clear path to success. Saving for a college education is an important goal for many parents, but at… Read more
Blog
Consumer Sentiment Plummets as Inflation Worries Jump
May 10, 2024
Sentiment among U.S. consumers slumped as inflation expectations jumped and consumers’ assessment of economic conditions soured. The University of Michigan’s Survey of Consumers sentiment index posted an initial reading of… Read more
Article
College Savings Vehicles – Which is Right for You?
May 10, 2024
We all want to be able to provide our children with a clear path to success. Saving for a college education is an important goal for many parents, but at… Read more
Article
What is Probate and Why Should it Be Avoided?
May 4, 2024
For many of us, one of our biggest financial goals is being able to provide for our loved ones and pass on a legacy of wealth to the younger generations… Read more
Article
Financial Planning and Tax Bulletin – Estate Taxes and Gifting
August 25, 2023
Estate planning is something that many of us may not want to think about for years or even decades. Unfortunately, changes to the tax code are creating a sense of… Read more
Article
Risks in the Banking System
March 17, 2023
The sudden collapse of Silicon Valley Bank (SVB) has roiled the markets, panicked investors, and left many observers wondering whether we are on the precipice of another financial crisis. The… Read more
Article
2023 Retirement Contribution Guidelines
January 12, 2023
Amidst rampant inflation, the IRS has raised the retirement account contribution limits and income requirements that govern tax deductibility. For a quick rundown on how you can maximize your retirement… Read more
Article
Why China’s Economy is Unlikely to Overtake the U.S.
July 12, 2022
For decades, the rise of China has been treated as something of a fait accompli. Economists, politicians and academics have wondered not if, but only when, China would surpass the… Read more
Article
I Bonds as an Emergency Savings Alternative
May 19, 2022
With inflation continuing to surge, it is more important than ever to protect the purchasing power of your money. We alerted you to the savings potential of inflation-adjusted I-bonds in… Read more
Article
The Benefits of Dollar-Cost Averaging
October 4, 2021
Dollar-cost averaging (DCA) is an investment strategy in which an investor makes regular purchases of an asset at a fixed interval (usually monthly) using the same dollar amount each time,… Read more
Article
Asset Location for Tax-Optimization
September 5, 2021
We’ve all heard it said that when it comes to real estate, the most important factors are location, location, and location. Location also matters when it comes to investing, and… Read more
Article
ESG Investing Overview
July 29, 2021
For many investors, it is important that the money they invest is aligned with their personal values and has a positive impact on the world. With the advent of environmental,… Read more
Newsletter
Financial Planning Newsletter – December 2023
December 5, 2023
In a world where pension plans are becoming less common, Americans are increasingly relying on employer-sponsored, defined contribution plans like 401(k)s and 403(b)s to cover their retirement needs. According to… Read more
Newsletter
Financial Planning Newsletter – August 2023
August 30, 2023
Planning for retirement has become much more difficult in recent years. Aside from government workers and a few other industries, pension plans are largely a thing of the past. Social… Read more
Newsletter
Financial Planning Newsletter – May 2023
May 31, 2023
Social Security is one of the primary sources of income for retirees, but determining how much you will receive can be a complicated process. Our latest financial planning newsletter includes… Read more
Newsletter
Financial Planning Newsletter December 2021
December 31, 2021
2021 was a strong year for the stock markets, but with economic growth slowing and the Federal Reserve tightening monetary policy, uncertainty is on the rise as we head into… Read more
Newsletter
Financial Planning Newsletter June 2021
June 25, 2021
The longest-ever bull market came to an end when the coronavirus pandemic began, and though the markets recovered quickly, the downturn highlights the importance of the issues covered in our… Read more
Newsletter
Financial Planning Newsletter March 2021
March 30, 2021
Our latest Newsletter provides important considerations women should keep in mind when it comes to taking Social Security benefits. It also provides an overview of Health Savings Accounts, which can… Read more
Newsletter
Financial Planning Newsletter December 2020
December 17, 2020
With the massive amount of stimulus spending, many economists fear we may see a spike in inflation. While we are of the mind that such a spike will likely be… Read more
Newsletter
Financial Planning Newsletter September 2020
September 24, 2020
This has been a year unlike any other. Between the pandemic, hurricanes, and wildfires, millions across the globe have seen their livelihoods threatened and face tough times ahead. Those of… Read more
Newsletter
Financial Planning Newsletter February 2020
February 27, 2020
It is no secret that most Americans are unprepared for retirement. Most retirees cannot maintain their standard of living on just their Social Security benefits alone. Americans know that they… Read more
Commentary
Investment Commentary – January 2024
January 16, 2024
The past year was widely expected to be a challenging one for both the markets and the broader economy. For much of 2023, the question was not if, but when,… Read more
Commentary
Investment Commentary – October 2023
October 6, 2023
As we head into the final quarter of the year, the prevailing theme regarding the economy has become “no boom, no bust.” Inflation is trending down, the economy is expected… Read more
Commentary
Investment Commentary – July 2023
July 5, 2023
All eyes have been on the Federal Reserve, which is walking a precarious tightrope between slowing economic growth and easing, but still-high, inflation. Investors have pored over every piece of… Read more
Commentary
Investment Commentary – January 2023
January 24, 2023
The past year was the first time in more than a century that cash outperformed both stocks and bonds. Stocks posted their worst year since 2008, when the economy was… Read more
Commentary
Investment Commentary – December 2022
November 26, 2022
2022 has proven to be a tumultuous year for investors. Rampant inflation and central banks’ efforts to combat it have weighed heavily on the bond and stock markets alike. The… Read more
Commentary
Investment Commentary – June 2022
June 29, 2022
The U.S. economy and stock market have both struggled in the first half of 2022. The highest inflation in more than four decades, aggressive tightening of monetary policy by the… Read more
Commentary
Market Commentary – Q1 2022
April 7, 2022
After a strong 2021, the first quarter of 2022 has been difficult for the markets. Russia’s invasion of Ukraine has roiled the global economy, but even prior to the invasion,… Read more
Commentary
Investment Commentary – March 2022
March 31, 2022
Uncertainty is on the rise as investors grapple with Russia’s invasion of Ukraine, surging inflation, and the Federal Reserve’s tightening cycle. For our insights into how these trends will impact… Read more
Commentary
Investment Commentary – November 2021
November 30, 2021
After stumbling somewhat in the third quarter, the economic recovery appears to be stabilizing as the impact of the Covid-19 Delta variant passes. However, ongoing supply chain disruptions and labor… Read more
Commentary
Investment Commentary – August 2021
August 28, 2021
The economic recovery reached some important milestones recently. The S&P 500 has doubled its level from its pandemic low. This marks the fastest bull market doubling since World War II,… Read more
Video
Navigating Market Uncertainty
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Navigating-Market-Uncertainty-Video.mp4 Planning for your financial future can be an emotional task, especially when so much of it hinges on the whims of the markets. Hanover’s Financial Planning team can work… Read more
Video
Stay on Top of Your Financial Life
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/On-Top-of-Financial-Life.mp4 Life can often pull us in different directions, and that is especially true with finances. Hanover’s Financial Planning team can help you track your cash flows and expenses, quantify… Read more
Video
Are You Ready for Retirement?
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Retirement-Ready.mp4 For most of us, enjoying our retirement is our primary financial goal. Hanover’s Financial Planning team can help you determine your retirement goals, show the probability of meeting those… Read more
Video
Managing Student Loan Debt
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Student-Loans.mp4 Don’t let student loan debt derail you financial future. Hanover’s Financial Planning team can help you manage your debt and find a balance between paying off your debts and… Read more
Video
Tax Efficient Withdrawal Strategies
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Tax-efficient-withdrawals.mp4 You’ve worked hard to build your retirement nest egg, but financial planning doesn’t stop at retirement. Hanover’s Financial Planning team can help develop a smart withdrawal strategy that will… Read more
Video
Preparing for Your Financial Future
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Financial-Future.mp4 Please enjoy a brief overview of how Hanover’s Financial Planning team can help you achieve your financial goals. Read more
Video
Q1 2024 Market Commentary Video
April 4, 2024
Watch the video “Q1 2024 Market Commentary” Read more
Presentation
2023 Third Quarter Review
October 10, 2023
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q3 2023. Read more
Blog
Wholesale Inflation Sees Biggest Increase in Six Years
November 9, 2018
U.S. wholesale prices increased by 0.6 percent in October, driven primarily by increases in the price of gas, food and chemicals. This marks the largest single-month increase in the last… Read more
Blog
Nearly One-Third of Baby Boomers Have No Retirement Savings
November 8, 2018
Baby Boomers are heading into retirement with little savings and high debt, according to a new report from Stanford’s Center on Longevity. The study found that, as of 2014, when… Read more
Blog
Renters Are More Likely to Face Financial Hardships than Homeowners
November 7, 2018
Low inventories and higher interest rates are making it harder for Americans to become homeowners, but a new study reveals that those who opt to rent instead are more likely… Read more
Blog
Job Openings Fall Slightly, Still Far Outnumber Unemployed Americans
November 6, 2018
There were just over 7 million job openings in September, according to the Labor Department’s Job Opening and Labor Turnover Survey (JOLTS). This is down slightly from August, which saw… Read more
Blog
1 in 10 Seniors Relies on Food Stamps
November 5, 2018
Older Americans are having trouble putting food on the table, according to a new study conducted by the AARP in conjunction with the Food Research and Action Center. The study… Read more
Blog
Job Growth Surges in October
November 2, 2018
The U.S. economy added 250,000 jobs last month, far exceeding economist predictions of 190,000. Unemployment remained unchanged at 3.7 percent, the lowest level since 1969. In the last 12 months,… Read more
Blog
Despite a Booming Economy, Financial Security Eludes Most Americans
November 1, 2018
Unemployment is at the lowest level in decades, wages are increasing, and consumer sentiment is high, but a new study shows that many Americans are struggling to pay bills, manage… Read more
Blog
Wages Jump by Largest Amount in 10 Years
October 31, 2018
Wages and salaries in the last 12 months through September were up 2.9 percent, according to the Labor Department. This is the largest single-year increase since 2008. Wages and salaries,… Read more
Blog
The Newest Arms Race between the U.S. and China: Billionaires
October 30, 2018
The total number of billionaires in the world is growing. According to a new report from the Swiss banking group UBS and consultancy firm PwC, as of 2017, there were… Read more
Blog
Amid a Sluggish Housing Market, Homeowners Are Staying in Homes Longer than Ever
October 29, 2018
As the housing market continues to lag behind the other sectors of the economy, more homeowners are deciding to just stay put. According to a new report from Attom Data… Read more