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When you leave a job, one of the most common financial questions is also one of the most overlooked: What should you do with your old 401(k)?Most people let it sit. Some forget about it entirely. And a surprising number make decisions...

Every year around tax season, there’s a familiar ritual: refunds hit bank accounts, and it feels like a small financial win. But in most cases, that refund isn’t a bonus.It’s a sign you’ve been overpaying the IRS all year.A tax refund...

For many investors, rolling over a 401(k) into an IRA feels like a routine step.You leave a job. You move the money. You move on.But there’s an important—and often overlooked—detail in this process:The recommendation to roll over your...

If you’re considering retirement before age 65, there’s one major hurdle you can’t ignore:Health insurance.Medicare doesn’t begin until 65, which means early retirees need a plan to cover what can easily be one of their largest...

If you’re a millennial, there’s a decent chance you have a Series EE savings bond somewhere, tucked in a drawer, sitting in a safe deposit box, or half-forgotten in a folder your parents gave you years ago.They were a common gift in...

A client recently called with a straightforward request to withdraw funds from his investment account.The number he gave us was oddly specific: just over $27,000.When we asked why, the answer was simple. He wanted to give his daughter...

If you’re self-employed and trying to save for retirement, you’ve likely come across two common options: the SEP IRA and the Solo 401(k).At a glance, they look similar. Both allow for tax-deferred savings. Both are relatively easy to...

When Does an S-Corp Actually Make Sense?How business owners can potentially reduce self-employment taxes—and why it doesn’t always pay off.If you’re self-employed or running a small business, you’ve probably heard some version of this...

For years, one of the biggest concerns parents had about saving in a 529 college plan was simple:What happens if my child doesn’t use the money for education?That uncertainty often caused families to underfund 529 accounts or avoid...

When people think about retirement investing, they usually focus on average returns. If the market earns 7% or 8% per year over time, the thinking goes, everything should work out.But retirement planning isn’t just about averages. It’s...

Many grandparents want to help their grandchildren with college. The motivation is simple: education is expensive, and helping today can make a meaningful difference in a young person’s life.But an interesting question often arises...

One of the most common concerns parents express when thinking about college planning is simple: “How am I supposed to save enough to pay for all of this?”With tuition costs rising steadily over the past several decades, the total price...

Retirement planning often feels overwhelming. There are countless rules, projections, and opinions about how to manage your money after you stop working.But in practice, many of the most important decisions come down to understanding...

Many people assume they already have life insurance because their employer provides it.And technically, that’s true.But in many cases, the coverage is far less than what a family would actually need.A common workplace benefit provides...

One of the most persistent financial myths is this: “I don’t want a raise, because it’ll push me into a higher tax bracket.”At first glance, that sounds reasonable. If the next bracket is 24% instead of 22%, wouldn’t all of your income...

Most Americans don’t retire with one 401(k). They retire with four or five, scattered across former employers, old email addresses, and long-forgotten logins.On the surface, that may not seem like a problem. After all, the money is...

Most retirement plans begin the same way: Save consistently into a 401(k) or IRA. Build the foundation. Let time do the work.And for many people, that works beautifully.But at some point, retirement planning shifts. The question stops...

Many investors assume their taxes will be lower in retirement.Sometimes that’s true. Often, it isn’t.Income doesn’t disappear in retirement; it just changes form. Required Minimum Distributions from large IRAs, two Social Security...

When a parent dies, you’re not just grieving. You’re also stepping into a financial role you never expected.For many millennials, that means helping a surviving parent—or managing inherited accounts yourself—during one of the most...

Investment returns tend to get the attention. Fees determine what you actually keep.Consider a straightforward example. A $750,000 portfolio earns a 7% annual return over 30 years. That’s a reasonable long-term assumption for a...

When most investors evaluate performance, they look at returns.What they often miss is what happens after taxes.If you’re a high earner building wealth in a taxable brokerage account, tax drag may be quietly eroding your long-term...

When most people think of a Health Savings Account (HSA), they think of it as a medical checking account: a place to park money for near-term doctor visits or prescriptions.That’s understandable. It’s also a mistake.An HSA is the only...

When most investors evaluate performance, they focus on returns.But sophisticated planning looks at something more important: after-tax wealth.There’s a meaningful difference between what you earn and what you keep. And one of the most...

A new type of savings account for children has been getting a lot of attention lately, and many parents are asking the same question: Is this a good idea or a bad one?In financial planning, that’s usually the wrong question.A better...

When people think about optimizing their 401(k), they usually start with investment selection. Which funds? Which manager? Is this target-date fund any good?Those questions aren’t unimportant, but they’re rarely the most impactful ones...

When people begin planning for retirement, one assumption tends to slip in quietly: that expenses will naturally decline. Work-related costs disappear. Commuting ends. Children become financially independent. Fewer obligations should...

For most Americans, Social Security isn’t a side benefit. It’s the foundation of retirement income. In fact, millions of retirees rely on Social Security as their primary (and sometimes only) source of guaranteed income. That makes it...

Most people have at least one old 401(k) sitting quietly in the background: a retirement account left behind after a job change, still invested, still growing, and easy to ignore. And on the surface, that seems fine. After all, doing...

Most retirement planning conversations revolve around one fear: What if I run out of money?It’s a reasonable concern. Retirement can last decades, markets are unpredictable, and healthcare costs are real.But there’s a quieter problem...

When people think about retirement risk, they usually mean one thing: the market. Will stocks fall? Will there be a crash? Will my portfolio survive a bad stretch of returns?Those are fair concerns, but they’re incomplete. Market risk...

One of the biggest retirement tax mistakes isn’t doing the wrong thing, but rather doing nothing for too long.After full-time work ends, many people enter a stretch of retirement where income drops, required withdrawals haven’t started...

A lot of people assume taxes get “simpler” in retirement. In reality, they often get more strategic. You may have fewer income sources, but more control over which accounts you pull from, how much income you create, and what that does...

If you’re a high earner, you’ve probably asked the classic question: Should I contribute to my 401(k) as Roth or Traditional? It’s a good question, and the internet will happily give you 400 confident answers.Here’s the cleanest way to...

Most people have heard the rule: keep 3–6 months of expenses in cash. It sounds responsible. It’s also one of the fastest ways to end up with way too much money sitting idle, especially if you’re a high earner.Because “3–6 months” gets...

If your income is too high to contribute directly to a Roth IRA, the Backdoor Roth is one of the cleanest ways to still get money into tax-free growth.But it’s also one of those strategies that’s simple in theory… and easy to mess up...

For years, 401(k) catch-up contributions have been a valuable tool for workers in their 50s and early 60s. They allowed higher earners to save more in the final stretch before retirement and reduce current taxable income at a time when...

Roth accounts are often a financial no-brainer. Tax-free growth, no required minimum distributions, and long-term flexibility all sound great on paper.For high earners, though, Roth strategies are rarely that simple.Most Roth mistakes...

If you’ve heard of ABLE accounts at all, you may have assumed they were too limited in scope or simply not applicable to you or your family. For a long time, that was often true, but a recent change has quietly expanded who these...

The Great Wealth Transfer is expected to move tens of trillions of dollars from one generation to the next over the coming decades. For many families, this transfer represents one of the largest financial events they will ever...

Health Savings Accounts (HSAs) get a lot of praise for their tax benefits, but those benefits look very different depending on what role the account plays in your plan. An HSA can do more than one job. For some people, it’s a...

When people think about retirement income, the focus is usually on how much they can afford to spend each year. That’s an important question, but it’s only half the picture. In retirement, where your income comes from can matter just...

For decades, the formula for responsible saving has been straightforward: earn well, live within your means, and consistently contribute to tax-deferred retirement accounts. For many households, that approach works exactly as intended...

Most retirement planning is done as a couple. Required Minimum Distributions, however, aren’t.RMD rules apply to individuals, not households. When spouses are different ages, that mismatch can quietly create tax problems, especially if...

Most people do the responsible thing when it comes to beneficiaries. They name them when an account is established, they diligently update them after major life changes, and they assume the job is done.That’s usually where the mistake...

When people think about financial planning for their kids, college savings usually comes to mind. But education is just one piece of the picture. With the right accounts, you can help your child build flexibility, confidence, and a...

For many families, saying “I’ll leave it in my will” feels like a responsible decision. The documents are in place, beneficiaries are named, and the assumption is that things will sort themselves out in time.Deferring all wealth...

A common piece of financial advice floating around the internet is to make an extra mortgage payment each year. The logic is straightforward: paying down principal faster reduces interest and shortens the life of the loan. On paper, it...

For years, the standard advice has been simple: max out your 401(k). It sounds disciplined, responsible, and tax-smart. For many people, it’s perfectly fine advice, but for high earners and households with long earning runways, this...

Health Savings Accounts (HSAs) have a reputation for being one of the most tax-efficient tools available. And it’s well-earned: an HSA offers three separate tax breaks: a deduction when you contribute, tax-free growth along the way,...

Retirement today often spans multiple decades, and the financial risks you face at age 85 look very different from those at 65. While most retirement planning focuses on the early, active years, the later stages can be the most...

Most people think of life insurance as something you buy when you’re young and building a family. Once you’ve accumulated enough wealth, the logic goes, you don’t really “need” it anymore. For many affluent households, especially those...

Many people treat a big tax refund as a win. It feels like found money. But from a planning perspective, a large refund is usually a sign of something else: you gave the IRS an interest-free loan. When you withhold more than you owe,...

Most people think of Social Security as a single, irreversible decision. You pick an age, you file, and you live with whatever benefit comes with it. But the rules are more flexible, at least for a little while. Hidden in the fine...

Most people associate “safe harbor rules” with self-employed workers who pay quarterly estimated taxes. But retirees are actually one of the groups most likely to run afoul of these rules, often without realizing it. In retirement,...

When Delaying Medicare Actually Makes Sense Turning 65 is supposed to come with a tidy checklist: sign up for Medicare, start Social Security, and ease into retirement. In reality, Medicare is far more flexible, and far more dependent...

Most tax mistakes aren’t errors, but rather missed opportunities. The biggest savings rarely come from combing through receipts or chasing deductions. They come from recognizing the specific windows in life when your income, filing...

High earners often assume Social Security won’t meaningfully affect their long-term financial picture. The benefit feels small relative to portfolio size or annual income, and it’s easy to treat it as an afterthought. In practice,...

If you’ve ever opened your 401(k) and felt overwhelmed—by too many choices, too few good ones, or funds that seem expensive or confusing—you’re not alone. Many workplace plans offer investment options that feel limited or low quality....

When people begin planning for retirement income, they often feel overwhelmed. Do you take Social Security early or delay? How much should you keep in stocks? What’s a safe withdrawal rate? These are all important, but they aren’t the...

Losing a parent is overwhelming. The emotional weight alone is enough, yet this is also the moment when financial responsibilities often fall on the adult children who are already grieving. If you find yourself suddenly responsible for...

For many borrowers, student loans sit in an uncomfortable middle ground: not urgent enough to dominate cash flow, but too large to ignore. And as federal repayment programs keep shifting, it’s easy to feel like any strategy could be...

As we head into year-end, many families are thinking about charitable giving, not just as a way to support causes they care about, but as part of a broader tax strategy. That timing matters more than usual this year. Under current law,...

For families holding highly appreciated assets—business interests, investment properties, or concentrated stock positions—there is a challenge not only in managing the asset today, but in preserving its value for future generations....

Most employees have a retirement plan. Business owners design one. It’s a difference that matters, because when you’re running a business, your retirement strategy can’t just be a form you fill out. It’s a system you build around cash...

When someone inherits a taxable investment account, the first instinct is often to “do something” quickly: sell everything, reinvest it, or preserve the portfolio exactly as it was as a way of honoring the person who built it. In...

As retirement approaches, many people start thinking about downsizing, relocating, or moving into a retirement community. The instinct is understandable — simplify life, lower expenses, and reduce maintenance. But there’s a hidden cost...

Most people assume their estate plan comes down to the will, the trust, or the attorney they hired years ago. But one of the most expensive mistakes families make has nothing to do with legal documents at all. It’s how their assets are...

If you have a 401(k), chances are you’re invested in a target date fund, one of those all-in-one options that automatically adjusts its mix of stocks and bonds as you approach retirement. They’re not a bad idea. For many savers,...

Estate planning isn’t about predicting the future—it’s about protecting the people and priorities that matter most. A strong plan does more than distribute wealth; it brings clarity, minimizes conflict, and helps your loved ones...

For most people, the 401(k) is the cornerstone of retirement planning. It’s simple, automated, and often comes with the best deal in personal finance: an employer match. But as powerful as the 401(k) is, it was never designed to be...

When Congress passed the SECURE 2.0 Act, one of the headline changes was pushing back Required Minimum Distributions (RMDs) again, to age 73 now, and eventually 75 in 2033. On the surface, that sounds like a win for retirees: more time...

The FIRE movement—short for Financial Independence, Retire Early—has captured imaginations everywhere. The promise is simple: save aggressively, invest consistently, and once your portfolio hits roughly 25 times your annual spending,...

Most of us are used to earning money, paying tax, and moving on. But higher-income professionals and executives often have another option: choosing when to get paid. That’s the idea behind deferred compensation, a strategy that lets...

For many retirees, the Required Minimum Distribution is less about income and more about obligation. You’ve saved diligently, and now the IRS insists you start taking money out, but what happens when your RMD is larger than your...

Two retirees can invest the same amount, earn the same average return—but end up with completely different outcomes. The difference? When the market goes bad. It’s called sequence of returns risk, and it’s one of the most overlooked...

Filling out a beneficiary form feels simple enough. For most couples, the instinct is automatic: name your spouse. It’s a logical choice, and often the right one, especially during working years or early retirement. But like many “set...

If you’re a high earner, you’ve probably heard this advice a hundred times: “Max out your 401(k). It’s the smartest tax move you can make.” It’s well-meaning advice, and it’s not necessarily wrong, but for many successful professionals...

It’s often said that nothing in life is certain except death and taxes, but oddly enough, the tax code makes one major exception when the two combine. When you die, most of your taxable investment gains simply disappear. That’s thanks...

A solid retirement plan has to account for the unexpected. Most of us know to worry about market downturns or living longer than expected. But the most likely—and potentially most costly—curveball you’ll face in retirement is needing...

For many professionals in their late 40s and early 50s, the years leading up to retirement can feel both productive and constraining. Earnings are often at their highest, savings habits are established, and long-term goals are in sight...

Most people only start thinking about inheritance after it happens, when emotions are high, paperwork piles up, and hard-to-make decisions carry real consequences. But the truth is, the most effective inheritance planning happens...

When people leave a job, the standard advice is typically to roll the old 401(k) into an IRA. But if your plan holds company stock, that reflexive move could erase a valuable tax break known as Net Unrealized Appreciation, or NUA....

A solid retirement plan has to account for the unexpected. Most of us know to worry about market downturns or living longer than expected. But the most likely—and potentially most costly—curveball you’ll face in retirement is needing...

For many professionals in their late 40s and early 50s, the years leading up to retirement can feel both productive and constraining. Earnings are often at their highest, savings habits are established, and long-term goals are in sight...

Most people only start thinking about inheritance after it happens, when emotions are high, paperwork piles up, and hard-to-make decisions carry real consequences. But the truth is, the most effective inheritance planning happens...

When you retire, one of the first things you’ll be asked is what to do with your 401(k). Most people assume the answer is automatic: roll it into an IRA. It’s simple, familiar, and often the right move. But like most “obvious”...

Losing a spouse is one of life’s hardest experiences. Amid the emotional and logistical fog, it’s easy to miss a quiet but powerful piece of the tax code that can make a real financial difference: the surviving spouse rule. In the year...

Many high earners assume Roth accounts are off-limits to them. In reality, one of the most powerful tax-free savings tools is likely already sitting inside your 401(k). A Roth 401(k) works just like a traditional plan in most...

You’ve probably heard that the best way to optimize Social Security is to delay benefits until age 70. On paper, the math seems convincing: your monthly benefit grows roughly 8% per year between 62 and 70. For someone eligible for $2...

Retirement is supposed to be simple. A time to relax, travel, or finally slow down, but for many retirees, it feels anything but. Concerns about outliving their money keep many retirees up at night, and market swings, tax rule changes,...

Most people think of a will as the foundation of an estate plan—and that’s true. A will is an important document that spells out who inherits what, but ultimately, it is just a set of instructions for the probate courts to follow....

The One Big Beautiful Bill Act (OBBBA) has expanded deductions and introduced new tax breaks, particularly for older Americans. For many households, that will simply mean a smaller tax bill when they file. But for retirees who plan...

For many retirees, annuities have played a central role in their income plan. They can offer guaranteed income, protection from market swings, and peace of mind. But if you bought an annuity years ago, there’s a good chance it came...

For most people, their 401(k) is their single largest retirement asset. It’s where a big chunk of savings grows year after year. But for all its importance, the 401(k) is often left sitting on an island. Here’s what we mean. Investors...

When people think about trusts, they often picture wealthy families worried about reckless heirs. But for most parents, the concern isn’t that their child is irresponsible—it’s simply that they’re young. Even the most mature...

If you’ve heard of the Net Investment Income Tax (NIIT) at all, you probably assume it only affects the very wealthy. The 3.8% tax on investment income was established by Congress as part of the ACA and was intended to target high...

When most people think about charitable giving, they picture writing a check and dropping it in the mail. While that generosity matters, it often leaves tax benefits on the table. With a little planning, your giving can go further —...

Starting your career is exciting—but it’s also expensive. Between rent, student loans, and the cost of simply living, saving for retirement can feel like something that belongs on the “someday” list. But here’s a secret worth knowing...

Most people assume that if they’ve worked hard, saved diligently, and built a smart retirement plan, the legacy they leave will be straightforward. You can meet with your advisor, understand your withdrawal strategy, and maybe even...

When it comes to retirement planning, many investors focus on how much they’ve saved. But just as important is how you take money out. The order and mix of withdrawals from your accounts can make a six-figure difference over a...

Charitable giving is one of the most meaningful ways people support their communities, their faith, and the causes closest to their hearts. Many families will support the causes they believe in regardless of the tax benefit. But if...

On the surface, converting a traditional IRA to a Roth IRA sounds like a no-brainer. Pay some taxes now, enjoy tax-free growth later. But timing and execution matter—and a poorly planned conversion can saddle you with an unnecessary...

When a spouse passes away, most people expect their household income to drop. What they don’t expect is that, even with less income, they could see a much higher tax bill. That’s the “widow’s tax penalty.” Here’s how it works. While...

One of the most attractive features of Real Estate Investment Trusts (REITs) just got even better. Recent changes to federal law have made permanent a provision that allows investors to deduct 20% of ordinary REIT dividends from...

529 plans are one of the most powerful ways to save for college. They grow tax-free, withdrawals are tax-free for qualified expenses, and many states even throw in a tax deduction. For families who want to get ahead of rising tuition...

When people think about Social Security, they often picture a steady check that arrives every month in retirement. What surprises many is that those benefits aren’t always tax-free. In fact, depending on your other income, up to 85% of...

For many retirees, the biggest surprise isn’t how much they spend, but rather how much of their income ends up going to the IRS. One of the most common culprits is something called the “tax torpedo.” Here’s how it works: Social...

One of the most common questions retirees face is how to pass on financial support to the next generation without creating unnecessary headaches. A popular option is contributing to a 529 college savings plan, an account designed...

When people think about receiving an inheritance, they picture it as a gift: something simple and straightforward. But the truth is, being a beneficiary often comes with strings attached. From tax rules to timing issues, what seems...

Estate planning is often framed as something for retirees or those with significant wealth. But in reality, even young adults—especially those who are single—need to have at least the basics in place. Without them, the people left...

When it comes to saving for a child’s education, there’s no one-size-fits-all answer. Every option sits somewhere on a spectrum between tax efficiency and flexibility, and the right choice depends on your goals, your child, and your...

When people think about leaving money to their children, they often focus on the amount. Half a million dollars sounds life-changing no matter what form it takes. But from a tax perspective, not all inheritances are created equal, and...

An inheritance is never just financial. It’s a reflection of the care and effort someone put into building a legacy, and when that legacy comes in the form of an Individual Retirement Account (IRA), it can feel like both a gift and a...

When it comes to retirement planning, people often think in broad strokes: save enough, invest wisely, draw down carefully. The devil is in the details, however, and the biggest shocks in retirement don’t always come from market swings...

If you’ve ever felt like you’d be more comfortable with less money in stocks, you’re not alone. Many people approaching or in retirement naturally feel cautious about market volatility. After all, when you’ve spent decades saving, the...

Most retirees assume Medicare will cover long-term care. It doesn’t. Medicare is there for hospital visits, doctor’s appointments, and prescriptions, but if you need ongoing caretaking or to move into an assisted living facility, those...

Not everyone dreams of a traditional retirement. For many, continuing to work into their 70s—or never retiring at all—is a source of purpose, fulfillment, or simply financial security. Choosing to extend your career doesn’t mean you...

If you’ve changed jobs at any point in your career, chances are you’ve left a 401(k) behind. According to recent surveys, millions of Americans have an estimated $1.7 trillion sitting in “orphaned” accounts at former employers,...

One of the biggest adjustments for many retirees isn’t the sudden influx of free time, it’s the anxiety that comes with shifting your mindset from “saving and accumulating” to “withdrawing and spending.” Even when careful projections...

It’s understandable that not everyone wants all their money riding the ups and downs of the market. That’s why many people keep a portion of their savings in Certificates of Deposit (CDs)—safe, predictable, and backed by the bank’s...

Your 401(k) is one of the most powerful tools you have for building long-term wealth, but simply contributing to it isn’t enough. How you contribute and manage it can make a big difference in your retirement outcome. Start with the...

Social Security choices affect you and your spouse for life. Discover how to coordinate benefits for maximum income and peace of mind in retirement.

When most people think about estate planning, they picture sitting down with an attorney to draft a will or powers of attorney. Those documents are essential, but they’re not the only way—much less the fastest or most efficient way—to...

For years, 529 college savings plans have been one of the most effective tools for families to save for higher education. Contributions grow tax-deferred, and withdrawals are tax-free when used for qualified education expenses like...

Once you turn 73, the IRS requires you to start taking money out of your traditional IRA, even if you don’t need it. These Required Minimum Distributions (RMDs) are taxed as ordinary income and can push up your adjusted gross income...

For years, the “4% Rule” has been the go-to shortcut for retirement income planning. The idea is simple: withdraw 4% of your portfolio in the first year of retirement, adjust for inflation each year, and your savings should last...

At first glance, choosing between a revocable and irrevocable trust seems easy. One you can change. One you can’t. Who wouldn’t prefer flexibility? But the decision shouldn’t come down to what am I more comfortable with, but rather...

Traditional IRAs are a great way to fund retirement, but they’re not always the best way to transfer wealth to the next generation. Recent rule changes have made inherited IRAs less tax-friendly, especially for adult children. Under...

For years, 529 college savings plans have been the go-to tool for parents looking to invest in their child’s future. They offer tax-free growth and withdrawals for education, plus potential state tax breaks. But with college no longer...

When faced with the choice between a smaller check and a bigger one, most people naturally lean toward the bigger. That’s why many default to delaying Social Security: in order to claim a larger monthly benefit. That instinct can be...

When most people hear the word trust, they picture something reserved for the ultra-wealthy: sprawling estates, private jets, and an army of lawyers. But in reality, trusts are just tools, and like any good tool, they can be useful in...

This brief video provides an overview of key developments from the past quarter. Our intent is to keep you informed with timely, relevant insights while reinforcing our focus on long-term planning and disciplined investment strategy.

Downturns Are Inevitable, but Missing the Rebound Doesn’t Have to Be This week’s market turmoil has likely caused a great deal of stress. Seeing your portfolio dip—especially after strong gains in 2023 and early 2024—can lead to...

After months of volatility in mortgage demand, the latest data shows a flicker of activity among homebuyers. According to the Mortgage Bankers Association, applications for a mortgage to purchase a home rose 1% last week, bringing...

As markets continue to watch for clues about the direction of interest rates and the broader economy, the latest inflation and spending data from February paints a nuanced picture—neither overly alarming nor especially reassuring. The...

See how the United States' stock market performance compares to the rest of the world in recent decades.

After a few years of high inflation, the cost of living in America has gotten higher across the country. Still, the amount needed to comfortably raise a family varies greatly from state to state. To give a sense of how much the cost of...

As people live longer, the likelihood that they will eventually need long-term care is increasing. A recent study found that nearly three-quarters (70%) of people who reach the age of 65 will need long-term care at some point in their...

Consumers got a break last month, as one popular inflation gauge showed no increase in May and some components showed outright deflation, according to the Labor Department’s Bureau of Labor Statistics. The consumer price index (CPI), a...

Prospective homebuyers and refinancers got some relief last week as mortgage rates dropped for much of the week, causing mortgage demand to surge. Still, recent economic data suggests the dip in rates may be unlikely to last. Over the...

The U.S. economy added far more jobs than expected last month, likely delaying Federal Reserve policymakers’ impetus to cut interest rates, but an increase in the unemployment rate could be signaling an economic slowdown on the horizon...

ince China entered the global market at the turn of the century and began seeing robust economic growth, economists have fretted over the possibility that China would overtake the U.S. as the world’s largest economy. A raft of economic...

Retirement savers are saving more in their 401(k) plans, and automatic enrollment and employer matching contributions are pushing the national average closer to levels experts recommend. During the first quarter of 2024, the combined...

Job openings fell more than expected in April, which was the latest sign of a potentially weakening labor market and could provide the Federal Reserve with additional support to start lowering interest rates. The Labor Department’s Job...

Inflation came in line with expectations in April according to the Federal Reserve’s preferred inflation gauge, providing little clarity to a market on edge about when the Fed will start cutting interest rates. The personal consumption...

The world’s economies are adding debt at a level not seen since World War II or the days of the Covid-19 pandemic. A new report from the Institute of International Finance (IFF) pointed to a global debt wave that is bigger, faster, and...

The spring homebuying season got off to a slow start in April as higher mortgage rates and elevated prices kept buyers sidelined. Sales of existing homes, which make up the bulk of the housing market, fell 1.9% from March to April to a...

Soaring rates for auto insurance have been a major driver of inflation over the past year, as higher car prices, costlier repairs, and post-pandemic changes to driving habits have sent premiums skyrocketing. Motor vehicle insurance...

Americans were unexpectedly reticent to spend in April, as inflation continued to stretch budgets and high interest rates made taking on debt more difficult. Retail sales were unchanged between March and April, according to the Census...

Many fear that there is a retirement crisis in the making, as Americans’ savings are far less than what they need for a comfortable retirement. The median family in the U.S. has just $87,000, according to the Federal Reserve’s Survey...

Inflation eased slightly in April, providing some relief to consumers and giving traders increased optimism about the Federal Reserve cutting interest rates this summer. The consumer price index (CPI), a broad measure of the prices for...