Blog
Shipping Container Factories See Surge in Deamand
September 25, 2020
Shipping containers have become an important economic indicator, with economists analyzing who is buying them, when, and where to determine the international flow of imports and exports. Shipping rates have… Read more
Newsletter
Financial Planning Newsletter September 2020
September 24, 2020
This has been a year unlike any other. Between the pandemic, hurricanes, and wildfires, millions across the globe have seen their livelihoods threatened and face tough times ahead. Those of… Read more
Blog
The World’s Most Popular Beverage Is Getting More Expensive
September 24, 2020
With everyone working from home, tea has become a more popular beverage. It was already the most popular beverage globally, aside from water, with an estimated 3.7 billion cups consumed… Read more
Blog
85% of Americans Say Inflation in Food Prices is Impacting Their Budget
September 23, 2020
The economy has seen a moderate increase in inflation recently, and the Fed rewrote its rules to allow inflation to run higher than its standard 2% target, with some economists… Read more
Blog
Existing Home Sales Jump to 14-Year High and Set Record Prices
September 22, 2020
The housing market continues its hot streak, with August following July’s lead in breaking records. Sales of existing homes were up 2.4% for the month for a seasonally adjusted annual… Read more
Blog
U.S. Household Net Worth Climbs to Highest Level on Record
September 21, 2020
Few would have predicted that following the first quarter’s record drop in household net worth that the second quarter would see a record high. The net worth of American households… Read more
Blog
COVID-19 has Caused A Massive Surge in Global Debt
September 18, 2020
In an effort to combat the economic fallout from the coronavirus, governments and central banks around the world have enacted massive stimulus policies and changed to monetary policy. While these… Read more
Blog
U.S. Consumer Spending May Be Slowing Down
September 17, 2020
Consumer spending appears to have slowed in August, causing some worry that the economic recovery may be faltering. Official spending data has not been released yet, but core retail sales,… Read more
Blog
The SEC Has Paid More than $500 Million to Whistleblowers
September 16, 2020
The Securities Exchange Commission has announced the latest event in its ongoing program of paying whistleblowers who alert the agency to actionable financial misconduct. The agency will award $10 million… Read more
Blog
60% of Coronavirus Business Closures May Be Permanent
September 15, 2020
When the coronavirus forced businesses to close earlier in the year, the hope was that most of them would reopen once the threat of the virus passed. Unfortunately, according to… Read more
Article
Bond Markets and the Economic Recovery
May 29, 2020
The first quarter was one of the most volatile periods on record. The coronavirus’s rapid spread across the world has roiled the global economy in ways that even the Great… Read more
Article
Navigating a Market Downturn
March 10, 2020
Fears about the spread of the coronavirus have roiled the markets in recent weeks. The S&P 500, after hitting a record high just weeks ago, has entered correction territory. A… Read more
Article
The Impact of the Coronavirus Outbreak on the Economy and Your Investments
January 29, 2020
The recent coronavirus outbreak has already enacted a human cost. At the time of writing, there have been nearly 4,700 confirmed cases, resulting in more than 100 deaths. Both numbers… Read more
Article
How to Beat the Short Term Market Jitters
December 4, 2019
When the financial markets are in turmoil and account balances start to fall, there is a strong temptation retreat from the market to stem any perceived losses. Yet it is… Read more
Article
The Benefits of Account Aggregation
November 7, 2019
Good financial planning means taking into account the entirety of a person’s finances. At Hanover, we care about more than just the accounts you have with us. We know that… Read more
Article
The Myth of ‘Playing’ the Market
October 28, 2019
Investing is often referred to as “playing” the stock market, and this is how many investors approach their investment strategy. Like a game of chess, each move in the market… Read more
Article
Elevation Sickness
May 29, 2019
Last November, the Federal Reserve released the first of what are meant to be twice-yearly reports that examine the nation’s overall financial stability. In the report, the central bank highlighted… Read more
Article
Is America’s Mountain of Corporate Debt Too Big to Climb?
April 28, 2019
At a recent speaking event, former Federal Reserve Chairman Janet Yellen sounded the alarm about corporate debt. In the event of an economic downturn, she warned that the current levels… Read more
Article
Blurring the Lines
December 1, 2017
How much are investors really paying Wall Street? Surveys from groups such as J.D. Power & Associates report that well over half of all investors don’t know how much they… Read more
Newsletter
Financial Planning Newsletter September 2020
September 24, 2020
This has been a year unlike any other. Between the pandemic, hurricanes, and wildfires, millions across the globe have seen their livelihoods threatened and face tough times ahead. Those of… Read more
Newsletter
Financial Planning Newsletter February 2020
February 27, 2020
It is no secret that most Americans are unprepared for retirement. Most retirees cannot maintain their standard of living on just their Social Security benefits alone. Americans know that they… Read more
Newsletter
Financial Planning Newsletter December 2019
December 16, 2019
Saving for your retirement was supposed to be the hard part. When the day comes, however, when you feel confident that you have enough of a nest egg accumulated and… Read more
Newsletter
Financial Planning Newsletter May 2019
May 20, 2019
First Quarter GDP Beats Expectations, but May Not Tell the Whole Story The U.S. economy beat all estimates and grew by 3.2 percent in the first three months of the… Read more
Newsletter
Financial Planning Newsletter September 2018
October 1, 2018
Roth IRAs vs. Traditional IRAs: What You Need to Know Originally intended to aid young and low-income workers in saving for retirement, Roth IRAs have become one of the most… Read more
Newsletter
The Hanover Advisor – Newsletter November 2017
November 1, 2017
It’s no secret that living with a severe disability can result in an individual or family often incurring monumental expenses. These extra costs go far beyond just the additional medical… Read more
Commentary
Investment Commentary – August 2020
August 28, 2020
Following steep losses in the immediate aftermath of the coronavirus, the stock market saw a swift recovery, making up much of the losses and, in some cases, reaching new highs.… Read more
Commentary
Investment Commentary – April 2020
April 27, 2020
The coronavirus outbreak and ensuing lockdown delivered an unprecedented hit to the global economy and the financial markets. Though recent weeks have seen millions of Americans file for unemployment and… Read more
Commentary
Investment Commentary – January 2020
January 28, 2020
Despite records gains in the stock market, including an increase of 29 percent for the S&P 500, economic growth slowed in 2019. While increased optimism surrounding trade negotiations, pre-emptive interest… Read more
Commentary
Investment Commentary – June 2019
June 28, 2019
The current U.S. economic expansion, which began in June 2009, has now hit its 10th anniversary. Now, in the midst of the longest uninterrupted period of economic growth, the question… Read more
Commentary
Investment Commentary – January 2019
February 8, 2019
In the fourth quarter of 2018, rising interest rates and the signs of decelerating economic growth crashed the richly valued stock market. Large U.S. stocks lost 13.8 percent of their… Read more
Commentary
Investment Commentary – August 2018
August 13, 2018
While the U.S. stock market, by many broad, historical valuation measures, is alarmingly expensive, it remains reasonably priced in terms of the short-term profit perspective. The price to 10-year earnings,… Read more
Commentary
Investment Commentary – November 2017
November 1, 2017
President Trump and his new cabinet have proposed an ambitious agenda. They propose a sweeping overhaul of the tax code, claiming it will be the largest comprehensive change to the… Read more
Presentation
2020 Second Quarter Review
July 7, 2020
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q2 2020. Read more
Presentation
2020 First Quarter Review
April 12, 2020
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q1 2020. Read more
Presentation
2019 Fourth Quarter Review
January 8, 2020
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q4 2019. Read more
Presentation
2019 Third Quarter Review
October 10, 2019
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q3 2019. Read more
Presentation
2019 Second Quarter Review
July 8, 2019
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q2 2019. Read more
Presentation
2019 First Quarter Review
April 8, 2019
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q1 2019. Read more
Presentation
2018 Fourth Quarter Review
February 4, 2019
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q4 2018. Read more
Presentation
2018 Third Quarter Review
November 16, 2018
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q3 2018. Read more
Presentation
2018 Second Quarter Review
July 10, 2018
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q2 2018. Read more
Presentation
2018 First Quarter Review
April 4, 2018
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q1 2018. Read more
Blog
One Surprising Indicator of Economic Strength: Pickup Truck Sales
January 21, 2020
Small business confidence was strong throughout 2019, if one unconventional indicator is to be believed. Business research firm DataTrek tracks the sales of pickup trucks as a sign of the… Read more
Blog
Homebuyer Demand Hits Highest Level in More than a Decade
January 17, 2020
Low mortgage rates have helped the housing market get off to a strong start in 2020. Total mortgage application volume increased 30 percent last week as compared to the week… Read more
Blog
Stocks are More Overpriced than They Have Been in Decades
January 16, 2020
We all know you have to spend money to make money, but in the current stock market, you have to spend more than you have in years. What investors are… Read more
Blog
Inflation Last Decade Was Weakest Since Great Depression
January 15, 2020
U.S. consumer prices crept up in December, continuing the decade-long trend of muted inflation. The consumer price index was up 2.3 percent from a year earlier. This brings the total… Read more
Blog
Global Debt Hits New Record, and Is Expected to Keep Climbing
January 14, 2020
Low interest rates around the world have sparked a rush to borrow, resulting in unprecedented levels of debt across the globe. A recent report from the Institute for International Finance… Read more
Blog
Average American Credit Score Hits Record High
January 13, 2020
Americans’ average credit score hit an all-time high last year. The average FICO score increased to 703 in 2019, according to Experian. This is a two-point increase over the previous… Read more
Blog
December’s Job Numbers Disappoint, but Cap a Winning Decade
January 10, 2020
The U.S. job market ended 2019 on a down note. The economy added 145,000 jobs last month, falling short of economist predictions of 160,000 new jobs. The unemployment rate remained… Read more
Blog
U.S. Population Growth Slows to Hundred-Year Low
January 9, 2020
The American population is growing at the slowest pace in more than a century, increasing by less than half of a percent in 2019. The last time the U.S. saw… Read more
Blog
The Inventory of Homes for Sale is Shrinking, Even at the High End
January 8, 2020
The shortage of homes for sale accelerated at the end of the year. The supply of homes for sale in December was down 12 percent annually, a steep decline from… Read more
Blog
Trade Deficit Narrows, Raising Q4 GDP Expectations
January 7, 2020
The U.S. trade deficit fell more than expected in November, falling to $43.09 billion, below the economist forecast of $43.6 billion. This was down substantially from October’s $46.9 billion, and… Read more
