Blog
The Fed’s Preferred Inflation Gauge Rose Less Than Expected in August
September 29, 2023
The Federal Reserve’s preferred indicator of inflation rose less than expected in August, in a welcoming sign that the central bank’s fight against inflation is making progress. When most analysts… Read more
Blog
How Much Savings Do Americans Have Left?
September 28, 2023
It is widely known that Americans saved big time during the pandemic. Stuck at home during the pandemic, most households stashed their stimulus checks, but as the economy reopened and… Read more
Blog
What Impact Will High Gas Prices Have on the Economy?
September 27, 2023
Surging prices at the pump are further straining household budgets, leaving many analysts to wonder if high gas prices will lead to a decline in consumer spending or even GDP.… Read more
Blog
Surging Soft Commodity Prices Add to Inflation Woes
September 25, 2023
Surging prices among a handful of commodities are stretching consumer budgets and further complicating the Federal Reserve’s fight against inflation. “Soft” commodities are those that are typically grown rather than… Read more
Blog
Credit Card Losses See Quickest Increase Since the Great Recession
September 22, 2023
As consumers rack up more credit card debt and interest rates climb steadily higher, credit card companies are seeing losses climb at the fastest pace since the Great Recession. Researchers… Read more
Blog
Home Sales Declined Again in August, But Prices Keep Rising
September 22, 2023
The typically hot summer homebuying season ended in summer doldrums as home sales slid again in August, but an ultra-low inventory of homes on the market pushed prices higher. Sales… Read more
Blog
The Fed Expects Rates to Come Down Slowly. History Suggests Otherwise.
September 21, 2023
The Federal Reserve is shooting for something it has never accomplished: a soft landing followed by the slowest rate-cutting cycle in history. The central bank left interest rates unchanged at… Read more
Blog
Seasonal Hiring Expected to Hit 15-Year Low Amid Cooling Labor Market
September 18, 2023
U.S. retailers are on pace to hire the lowest number of seasonal workers for this holiday season in 15 years, as employers deal with high labor costs and uncertain consumer… Read more
Blog
Consumer Sentiment Slips Again, But Inflation Outlook Improves
September 15, 2023
American consumers’ view of the economy ended the summer on a down note, as consumer sentiment edged lower for the second straight month, but their outlook improved somewhat amid falling… Read more
Blog
Inflation Accelerated in August Amid Higher Gas Prices
September 14, 2023
Consumer prices climbed in August at the fastest pace in more than a year amid a sharp increase in energy costs, highlighting inflation’s choppy decline and the uncertainty around the… Read more
Article
Financial Planning and Tax Bulletin – Estate Taxes and Gifting
August 25, 2023
Estate planning is something that many of us may not want to think about for years or even decades. Unfortunately, changes to the tax code are creating a sense of… Read more
Article
Risks in the Banking System
March 17, 2023
The sudden collapse of Silicon Valley Bank (SVB) has roiled the markets, panicked investors, and left many observers wondering whether we are on the precipice of another financial crisis. The… Read more
Article
2023 Retirement Contribution Guidelines
January 12, 2023
Amidst rampant inflation, the IRS has raised the retirement account contribution limits and income requirements that govern tax deductibility. For a quick rundown on how you can maximize your retirement… Read more
Article
Why China’s Economy is Unlikely to Overtake the U.S.
July 12, 2022
For decades, the rise of China has been treated as something of a fait accompli. Economists, politicians and academics have wondered not if, but only when, China would surpass the… Read more
Article
I Bonds as an Emergency Savings Alternative
May 19, 2022
With inflation continuing to surge, it is more important than ever to protect the purchasing power of your money. We alerted you to the savings potential of inflation-adjusted I-bonds in… Read more
Article
The Benefits of Dollar-Cost Averaging
October 4, 2021
Dollar-cost averaging (DCA) is an investment strategy in which an investor makes regular purchases of an asset at a fixed interval (usually monthly) using the same dollar amount each time,… Read more
Article
Asset Location for Tax-Optimization
September 5, 2021
We’ve all heard it said that when it comes to real estate, the most important factors are location, location, and location. Location also matters when it comes to investing, and… Read more
Article
ESG Investing Overview
July 29, 2021
For many investors, it is important that the money they invest is aligned with their personal values and has a positive impact on the world. With the advent of environmental,… Read more
Article
Is a Backdoor Roth Conversion Right For You?
April 30, 2021
Roth IRAs are one of the most versatile retirement investment vehicles available. Because they were originally intended to aid young and low-income workers in saving for retirement, Roth IRAs have… Read more
Article
Municipal Bonds in 2021
February 5, 2021
The municipal bond market demonstrated its resiliency in 2020 and enters 2021 in a strong position. That said, there are many unknowns in the months ahead. Our latest white paper… Read more
Newsletter
Financial Planning Newsletter – August 2022
August 30, 2022
Planning for retirement has become much more difficult in recent years. Aside from government workers and a few other industries, pension plans are largely a thing of the past. Social… Read more
Newsletter
Financial Planning Newsletter – May 2022
May 31, 2022
Social Security is one of the primary sources of income for retirees, but determining how much you will receive can be a complicated process. Our latest financial planning newsletter includes… Read more
Newsletter
Financial Planning Newsletter December 2021
December 31, 2021
2021 was a strong year for the stock markets, but with economic growth slowing and the Federal Reserve tightening monetary policy, uncertainty is on the rise as we head into… Read more
Newsletter
Financial Planning Newsletter June 2021
June 25, 2021
The longest-ever bull market came to an end when the coronavirus pandemic began, and though the markets recovered quickly, the downturn highlights the importance of the issues covered in our… Read more
Newsletter
Financial Planning Newsletter March 2021
March 30, 2021
Our latest Newsletter provides important considerations women should keep in mind when it comes to taking Social Security benefits. It also provides an overview of Health Savings Accounts, which can… Read more
Newsletter
Financial Planning Newsletter December 2020
December 17, 2020
With the massive amount of stimulus spending, many economists fear we may see a spike in inflation. While we are of the mind that such a spike will likely be… Read more
Newsletter
Financial Planning Newsletter September 2020
September 24, 2020
This has been a year unlike any other. Between the pandemic, hurricanes, and wildfires, millions across the globe have seen their livelihoods threatened and face tough times ahead. Those of… Read more
Newsletter
Financial Planning Newsletter February 2020
February 27, 2020
It is no secret that most Americans are unprepared for retirement. Most retirees cannot maintain their standard of living on just their Social Security benefits alone. Americans know that they… Read more
Newsletter
Financial Planning Newsletter December 2019
December 16, 2019
Saving for your retirement was supposed to be the hard part. When the day comes, however, when you feel confident that you have enough of a nest egg accumulated and… Read more
Commentary
Investment Commentary – July 2023
July 5, 2023
All eyes have been on the Federal Reserve, which is walking a precarious tightrope between slowing economic growth and easing, but still-high, inflation. Investors have pored over every piece of… Read more
Commentary
Investment Commentary – January 2023
January 24, 2023
The past year was the first time in more than a century that cash outperformed both stocks and bonds. Stocks posted their worst year since 2008, when the economy was… Read more
Commentary
Investment Commentary – December 2022
November 26, 2022
2022 has proven to be a tumultuous year for investors. Rampant inflation and central banks’ efforts to combat it have weighed heavily on the bond and stock markets alike. The… Read more
Commentary
Investment Commentary – June 2022
June 29, 2022
The U.S. economy and stock market have both struggled in the first half of 2022. The highest inflation in more than four decades, aggressive tightening of monetary policy by the… Read more
Commentary
Market Commentary – Q1 2022
April 7, 2022
After a strong 2021, the first quarter of 2022 has been difficult for the markets. Russia’s invasion of Ukraine has roiled the global economy, but even prior to the invasion,… Read more
Commentary
Investment Commentary – March 2022
March 31, 2022
Uncertainty is on the rise as investors grapple with Russia’s invasion of Ukraine, surging inflation, and the Federal Reserve’s tightening cycle. For our insights into how these trends will impact… Read more
Commentary
Investment Commentary – November 2021
November 30, 2021
After stumbling somewhat in the third quarter, the economic recovery appears to be stabilizing as the impact of the Covid-19 Delta variant passes. However, ongoing supply chain disruptions and labor… Read more
Commentary
Investment Commentary – August 2021
August 28, 2021
The economic recovery reached some important milestones recently. The S&P 500 has doubled its level from its pandemic low. This marks the fastest bull market doubling since World War II,… Read more
Commentary
Market Commentary – Q2 2021
July 9, 2021
The global economic recovery continued its acceleration in the first half of 2020, though unevenly in some regions where lagging vaccination rates and the emergence of the “Delta variant” have… Read more
Commentary
Investment Commentary – May 2021
May 27, 2021
As expected, economic activity boomed in the first few months of 2021. Widespread vaccinations, pent-up consumer demand, and a massive injection of government stimulus brought the economy roaring back to… Read more
Presentation
2023 First Quarter Review
April 6, 2023
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q1 2023. Read more
Presentation
2022 Fourth Quarter Review
January 12, 2023
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q4 2022. Read more
Presentation
2022 Third Quarter Review
October 12, 2022
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q3 2022. Read more
Presentation
2022 Second Quarter Review
July 14, 2022
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q2 2022. Read more
Video
Learn More About Hanover Advisors
June 22, 2022
Watch the video “Introduction to Hanover Advisors” Read more
Blog
More than $1 Billion Could Be Forfeited in Healthcare FSAs This Year
March 11, 2022
While flexible spending accounts (FSA) can be a great way to save for healthcare expenses, many savers could unexpectedly find their accounts empty. More than $1 billion in FSAs may… Read more
Blog
Surging Food and Energy Prices Push Inflation to 40-Year High
March 10, 2022
Surging energy and food prices in February pushed inflation to the highest level in four decades. The consumer price index, which measures a wide-ranging basket of goods and services, increased… Read more
Blog
U.S. Trade Deficit Hits New Record, Lowering Expectations for Q1 GDP
March 9, 2022
The U.S. trade deficit hit a record high in January as imports of vehicles and energy supplies increased and exports fell. The gap between imports and exports grew by 9.4%… Read more
Blog
One Key Metric That Is Making the Housing Market Tighter
March 7, 2022
The housing market in the U.S. has seen record-breaking price growth and fierce bidding wars as prospective buyers compete over a historically low number of available houses. A new report… Read more
Blog
February Jobs Report Shows Robust Growth and Easing Wage Gains
March 4, 2022
Job growth accelerated in February, posting the biggest monthly gains since July, as the labor force nears pre-pandemic levels. The economy added 678,000 jobs last month, with the unemployment rate… Read more
Blog
Americans Have Lost More Than $1 Trillion in ‘Forgotten’ 401(k) Plans
March 3, 2022
It is becoming increasingly common for Americans, especially young ones, to switch employers or careers several times during their working lives. One downside that comes with such moves is that… Read more
Blog
U.S. Economy Grew Moderately Amid Omicron Surge, Fed Says
March 2, 2022
The U.S. economy grew at a modest to moderate pace during the period from mid-January to early February, despite the Omicron variant causing business disruptions and a pullback in consumer… Read more
Blog
How the War in Ukraine Could Raise Americans’ Grocery Bills
March 1, 2022
As Americans watch the Ukraine-Russian conflict play out on the other side of the world, they may soon begin to feel the war’s impact on their grocery bills. Russian and… Read more
Blog
Nearly All of the Most Popular 401(k) Funds Are in the Red This Year
February 23, 2022
Retirement savers began the year with the highest average 401(k) balance on record,$130,700, according to Fidelity Investments, but the year’s tech slump has sent most of the largest 401(k) funds… Read more
Blog
New Home Construction Slows As Labor and Material Costs Surge
February 22, 2022
New home construction fell in January, the first slowdown in four months, as builders contend with a shortage of skilled laborers and surging material costs. Construction starts on residential units… Read more
