Blog
Consumer Sentiment Slips Again, But Inflation Outlook Improves
September 15, 2023
American consumers’ view of the economy ended the summer on a down note, as consumer sentiment edged lower for the second straight month, but their outlook improved somewhat amid falling… Read more
Blog
Inflation Accelerated in August Amid Higher Gas Prices
September 14, 2023
Consumer prices climbed in August at the fastest pace in more than a year amid a sharp increase in energy costs, highlighting inflation’s choppy decline and the uncertainty around the… Read more
Blog
Nearly Half of 401(k) Investors Don’t Know What They’re Invested In
September 12, 2023
401(k) plans are one of the most common and effective ways that workers can save for retirement, but a new survey showed that many Americans skip out on contributions altogether,… Read more
Blog
Consumer Concerns About Credit Access Hit Decade High
September 11, 2023
American consumers are worried about their access to consumer loans, credit cards, and mortgages amid high interest rates and tighter lending standards, according to a new report from the New… Read more
Blog
U.S. Household Wealth Reaches New Record, But Savings Continue to Fall
September 8, 2023
A rebounding stock market and climbing home prices helped push U.S. household net worth to a record high in the second quarter, according to new Federal Reserve data. The nation’s… Read more
Blog
Apartment Rents Are Poised for a Big Downturn
September 7, 2023
The pace at which apartment rents have been climbing has cooled significantly, and they may actually go negative as a wave of new units hit the market. The national average… Read more
Blog
Interest Rates Are High Enough Already, According to the Chicago Fed
September 6, 2023
Policymakers at the U.S. central bank have been hesitant to declare victory over inflation, preferring a wait-and-see approach to the prospect of additional rate hikes. The Chicago branch of the… Read more
Blog
Economic Data is Becoming Less Reliable and Leading Markets Astray
September 5, 2023
By their nature, financial markets are forward-looking. Entire narratives spin out of economic data points as investors try to determine the near- and long-term trajectories of companies, nations, and even… Read more
Blog
Labor Market Showed Signs of Cooling in August
September 1, 2023
The American labor market remains resilient, especially by historic standards, but August’s numbers show signs of cooling, which would give the Federal Reserve room to pause additional rate hikes. The… Read more
Blog
Canada Sees Unexpected Economic Contraction
August 31, 2023
Our neighbors to the north got an unexpected surprise this week as the nation’s economy contracted during the second quarter amid the central bank’s aggressive rate hikes. Canada’s gross domestic… Read more
Article
Financial Planning and Tax Bulletin – Estate Taxes and Gifting
August 25, 2023
Estate planning is something that many of us may not want to think about for years or even decades. Unfortunately, changes to the tax code are creating a sense of… Read more
Article
Risks in the Banking System
March 17, 2023
The sudden collapse of Silicon Valley Bank (SVB) has roiled the markets, panicked investors, and left many observers wondering whether we are on the precipice of another financial crisis. The… Read more
Article
2023 Retirement Contribution Guidelines
January 12, 2023
Amidst rampant inflation, the IRS has raised the retirement account contribution limits and income requirements that govern tax deductibility. For a quick rundown on how you can maximize your retirement… Read more
Article
Why China’s Economy is Unlikely to Overtake the U.S.
July 12, 2022
For decades, the rise of China has been treated as something of a fait accompli. Economists, politicians and academics have wondered not if, but only when, China would surpass the… Read more
Article
I Bonds as an Emergency Savings Alternative
May 19, 2022
With inflation continuing to surge, it is more important than ever to protect the purchasing power of your money. We alerted you to the savings potential of inflation-adjusted I-bonds in… Read more
Article
The Benefits of Dollar-Cost Averaging
October 4, 2021
Dollar-cost averaging (DCA) is an investment strategy in which an investor makes regular purchases of an asset at a fixed interval (usually monthly) using the same dollar amount each time,… Read more
Article
Asset Location for Tax-Optimization
September 5, 2021
We’ve all heard it said that when it comes to real estate, the most important factors are location, location, and location. Location also matters when it comes to investing, and… Read more
Article
ESG Investing Overview
July 29, 2021
For many investors, it is important that the money they invest is aligned with their personal values and has a positive impact on the world. With the advent of environmental,… Read more
Article
Is a Backdoor Roth Conversion Right For You?
April 30, 2021
Roth IRAs are one of the most versatile retirement investment vehicles available. Because they were originally intended to aid young and low-income workers in saving for retirement, Roth IRAs have… Read more
Article
Municipal Bonds in 2021
February 5, 2021
The municipal bond market demonstrated its resiliency in 2020 and enters 2021 in a strong position. That said, there are many unknowns in the months ahead. Our latest white paper… Read more
Newsletter
Financial Planning Newsletter – August 2022
August 30, 2022
Planning for retirement has become much more difficult in recent years. Aside from government workers and a few other industries, pension plans are largely a thing of the past. Social… Read more
Newsletter
Financial Planning Newsletter – May 2022
May 31, 2022
Social Security is one of the primary sources of income for retirees, but determining how much you will receive can be a complicated process. Our latest financial planning newsletter includes… Read more
Newsletter
Financial Planning Newsletter December 2021
December 31, 2021
2021 was a strong year for the stock markets, but with economic growth slowing and the Federal Reserve tightening monetary policy, uncertainty is on the rise as we head into… Read more
Newsletter
Financial Planning Newsletter June 2021
June 25, 2021
The longest-ever bull market came to an end when the coronavirus pandemic began, and though the markets recovered quickly, the downturn highlights the importance of the issues covered in our… Read more
Newsletter
Financial Planning Newsletter March 2021
March 30, 2021
Our latest Newsletter provides important considerations women should keep in mind when it comes to taking Social Security benefits. It also provides an overview of Health Savings Accounts, which can… Read more
Newsletter
Financial Planning Newsletter December 2020
December 17, 2020
With the massive amount of stimulus spending, many economists fear we may see a spike in inflation. While we are of the mind that such a spike will likely be… Read more
Newsletter
Financial Planning Newsletter September 2020
September 24, 2020
This has been a year unlike any other. Between the pandemic, hurricanes, and wildfires, millions across the globe have seen their livelihoods threatened and face tough times ahead. Those of… Read more
Newsletter
Financial Planning Newsletter February 2020
February 27, 2020
It is no secret that most Americans are unprepared for retirement. Most retirees cannot maintain their standard of living on just their Social Security benefits alone. Americans know that they… Read more
Newsletter
Financial Planning Newsletter December 2019
December 16, 2019
Saving for your retirement was supposed to be the hard part. When the day comes, however, when you feel confident that you have enough of a nest egg accumulated and… Read more
Commentary
Investment Commentary – July 2023
July 5, 2023
All eyes have been on the Federal Reserve, which is walking a precarious tightrope between slowing economic growth and easing, but still-high, inflation. Investors have pored over every piece of… Read more
Commentary
Investment Commentary – January 2023
January 24, 2023
The past year was the first time in more than a century that cash outperformed both stocks and bonds. Stocks posted their worst year since 2008, when the economy was… Read more
Commentary
Investment Commentary – December 2022
November 26, 2022
2022 has proven to be a tumultuous year for investors. Rampant inflation and central banks’ efforts to combat it have weighed heavily on the bond and stock markets alike. The… Read more
Commentary
Investment Commentary – June 2022
June 29, 2022
The U.S. economy and stock market have both struggled in the first half of 2022. The highest inflation in more than four decades, aggressive tightening of monetary policy by the… Read more
Commentary
Market Commentary – Q1 2022
April 7, 2022
After a strong 2021, the first quarter of 2022 has been difficult for the markets. Russia’s invasion of Ukraine has roiled the global economy, but even prior to the invasion,… Read more
Commentary
Investment Commentary – March 2022
March 31, 2022
Uncertainty is on the rise as investors grapple with Russia’s invasion of Ukraine, surging inflation, and the Federal Reserve’s tightening cycle. For our insights into how these trends will impact… Read more
Commentary
Investment Commentary – November 2021
November 30, 2021
After stumbling somewhat in the third quarter, the economic recovery appears to be stabilizing as the impact of the Covid-19 Delta variant passes. However, ongoing supply chain disruptions and labor… Read more
Commentary
Investment Commentary – August 2021
August 28, 2021
The economic recovery reached some important milestones recently. The S&P 500 has doubled its level from its pandemic low. This marks the fastest bull market doubling since World War II,… Read more
Commentary
Market Commentary – Q2 2021
July 9, 2021
The global economic recovery continued its acceleration in the first half of 2020, though unevenly in some regions where lagging vaccination rates and the emergence of the “Delta variant” have… Read more
Commentary
Investment Commentary – May 2021
May 27, 2021
As expected, economic activity boomed in the first few months of 2021. Widespread vaccinations, pent-up consumer demand, and a massive injection of government stimulus brought the economy roaring back to… Read more
Presentation
2023 First Quarter Review
April 6, 2023
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q1 2023. Read more
Presentation
2022 Fourth Quarter Review
January 12, 2023
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q4 2022. Read more
Presentation
2022 Third Quarter Review
October 12, 2022
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q3 2022. Read more
Presentation
2022 Second Quarter Review
July 14, 2022
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q2 2022. Read more
Video
Learn More About Hanover Advisors
June 22, 2022
Watch the video “Introduction to Hanover Advisors” Read more
Blog
Last Year’s New Investors Plan to Buy Even More Stocks in 2022
January 19, 2022
Last year saw a surge of first-time investors enter the stock market, fueled by meme stock mania and commission-free trading platforms. According to one survey, they plan to put even… Read more
Blog
Official Chinese Data May Obscure Labor Market Woes
January 18, 2022
Official data from the Chinese government shows that the unemployment rate was stable in 2021, ending the year standing at 5.1%. However, issues with how the official unemployment survey categorizes… Read more
Blog
Holiday Shopping Online Grew at the Slowest Pace in Years
January 12, 2022
Online shopping during the holiday season in 2021 grew at the slowest rate since at least 2014, according to Adobe Analytics. Retail sales during November and December totaled $204.5 billion,… Read more
Blog
The Fed’s Aggressive Pivot May Be Deflating Speculative Bubbles
January 10, 2022
As the Federal Reserve assumes a more aggressive stance to combat inflation and the decade of easy monetary policy comes to an end, investors are reassessing their riskier holdings, leading… Read more
Blog
Falling Unemployment and Rising Wages Add Pressure to the Fed
January 7, 2022
Job creation slowed in December, but a declining unemployment rate and robust wage growth suggest strong economic growth in the coming year and are likely to help spur the Federal… Read more
Blog
Eurozone Inflation Reaches Record-High in December
January 6, 2022
Consumer prices in the eurozone increased in December at the fastest pace on record, accelerating past November’s record-setting pace, despite expectations from economists and European Central Bank (ECB) officials that… Read more
Blog
New Index of Global Supply Disruptions Signals Improvement Ahead
January 5, 2022
A new method of measuring global supply chain disruptions developed by the Federal Reserve Bank of New York shows that disruptive pressures are at the highest level since at least… Read more
Blog
A Record 4.5 Million Workers Quit Their Jobs in November
January 4, 2022
A record number of workers quit their jobs in November while the number of open jobs remained near an all-time high. The so-called quits level climbed to 4.53 million in… Read more
Blog
Key Unemployment Metric Falls to 50-year Low
December 30, 2021
The U.S. economy added a record number of jobs in 2021, but with the Omicron variant spreading throughout the country, many wonder if the strong labor market recovery will be… Read more
Blog
Investors Worry Most About Inflation, Expect Lower Returns in 2022
December 28, 2021
Looking forward to 2022, Wall Street investors are most concerned about inflation and anticipate lower returns than this year, according to a recent CNBC investor survey. The survey found that,… Read more
