Blog
Visualized: How Concentrated is the U.S. Stock Market?
March 14, 2025
The S&P 500, a key indicator of U.S. economic performance, tracks the 500 largest publicly traded companies in the United States, representing about 80% of the total market capitalization. Over… Read more
Blog
Consumer Sentiment Slumps Again in March
March 13, 2025
Consumer sentiment took a significant hit in March, as inflation worries and a struggling stock market weighed heavily on American consumers. According to the University of Michigan’s latest survey, the… Read more
Blog
Will February’s Soft Inflation Report Sway the Fed?
March 12, 2025
Inflation showed some positive signs in February, but the Federal Reserve may not be ready to act just yet. The latest Consumer Price Index (CPI) data, released by the Bureau… Read more
Blog
Maximizing Retirement Savings with Cash Balance Plans
March 11, 2025
In recent years, cash balance plans have become an increasingly popular retirement-saving strategy, particularly among high earners, business owners, and professionals. As of 2020, nearly 23,000 employers adopted cash balance… Read more
Blog
Visualized: Ranking the GDP Growth of the 20 Largest Economies
March 7, 2025
As we reach the midpoint of the 2020s, it’s worth looking back at the performance of the top 20 economies since 2015. This infographic from Visual Capitalists ranks countries according… Read more
Blog
Student Loan Collections’ Return Could Impact Credit Scores for Millions
March 7, 2025
For the first time since the pandemic, missed student loan payments will start hurting your credit again, and millions of borrowers could see their scores plummet or even have their… Read more
Blog
The Number of Millionaires in America Surged Last Year
March 5, 2025
While many American households have been struggling with high inflation and rising interest rates, the number of multimillionaires continues to surge. According to a recent annual report from consultancy group… Read more
Blog
More Americans Are Treating Their 401k Like an Emergency Fund
March 4, 2025
More Americans are treating their retirement accounts like rainy day funds. Last year saw a record-high 4.8% of 401(k) holders take emergency hardship withdrawals from their accounts, according to the… Read more
Blog
Visualized: US vs. Global Stock Market Returns
February 28, 2025
So far in 2025, international stocks have outperformed the S&P 500. Even with the U.S. stock market hitting record highs this year, European stocks are seeing the strongest relative performance… Read more
Blog
US Inflation Cools, But Consumer Spending Slumps as Economic Worries Grow
February 27, 2025
January brought a mixed bag of economic news, signaling both relief and concern. On the positive side, the Federal Reserve’s preferred inflation gauge, the Personal Consumption Expenditures (PCE) price index,… Read more
Article
Options for Managing Student Loans
September 13, 2024
Student loan debt is a major burden for millions of Americans, with total debt exceeding $1.7 trillion. The debt affects a wide range of borrowers, from recent graduates to older… Read more
Article
Minimize Estate Taxes With Smart Gifting Strategies
September 6, 2024
When it comes to estate planning, the last thing you want is for the legacy you leave to your heirs to be subject to excessive taxation. With the Tax Cuts… Read more
Article
How Investors Can Take Advantage the Commercial Real Estate Rebound
August 9, 2024
The commercial real estate industry has faced several headwinds in recent years. The pandemic brought with it the advent of working from home, drastically reducing the need for office space.… Read more
Article
What Should You Do With Your 401(k) When You Change Jobs?
July 26, 2024
The days of working for one company for your entire career and retiring with a pension are long gone. Today, the average worker will change workplaces more than 5 times… Read more
Article
Getting Ahead of the TCJA 2026 Sunset
July 19, 2024
No one wants to owe more taxes on their estate than necessary. Proper estate planning can shield the legacy you leave your heirs from unnecessary taxation, but planning for a… Read more
Article
What Investors Need to Know About North America’s Manufacturing Renaissance
June 3, 2024
The Covid-19 pandemic not only impacted our daily lives, but it also dramatically reshaped much of the global economy. Supply chain disruptions and shipping bottlenecks led to huge delays and… Read more
Article
College Savings Vehicles – Which is Right for You?
May 10, 2024
We all want to be able to provide our children with a clear path to success. Saving for a college education is an important goal for many parents, but at… Read more
Article
What is Probate and Why Should it Be Avoided?
May 4, 2024
For many of us, one of our biggest financial goals is being able to provide for our loved ones and pass on a legacy of wealth to the younger generations… Read more
Article
Financial Planning and Tax Bulletin – Estate Taxes and Gifting
August 25, 2023
Estate planning is something that many of us may not want to think about for years or even decades. Unfortunately, changes to the tax code are creating a sense of… Read more
Article
Risks in the Banking System
March 17, 2023
The sudden collapse of Silicon Valley Bank (SVB) has roiled the markets, panicked investors, and left many observers wondering whether we are on the precipice of another financial crisis. The… Read more
Newsletter
Financial Planning Newsletter – December 2023
December 5, 2023
In a world where pension plans are becoming less common, Americans are increasingly relying on employer-sponsored, defined contribution plans like 401(k)s and 403(b)s to cover their retirement needs. According to… Read more
Newsletter
Financial Planning Newsletter – August 2023
August 30, 2023
Planning for retirement has become much more difficult in recent years. Aside from government workers and a few other industries, pension plans are largely a thing of the past. Social… Read more
Newsletter
Financial Planning Newsletter – May 2023
May 31, 2023
Social Security is one of the primary sources of income for retirees, but determining how much you will receive can be a complicated process. Our latest financial planning newsletter includes… Read more
Newsletter
Financial Planning Newsletter December 2021
December 31, 2021
2021 was a strong year for the stock markets, but with economic growth slowing and the Federal Reserve tightening monetary policy, uncertainty is on the rise as we head into… Read more
Newsletter
Financial Planning Newsletter June 2021
June 25, 2021
The longest-ever bull market came to an end when the coronavirus pandemic began, and though the markets recovered quickly, the downturn highlights the importance of the issues covered in our… Read more
Newsletter
Financial Planning Newsletter March 2021
March 30, 2021
Our latest Newsletter provides important considerations women should keep in mind when it comes to taking Social Security benefits. It also provides an overview of Health Savings Accounts, which can… Read more
Newsletter
Financial Planning Newsletter December 2020
December 17, 2020
With the massive amount of stimulus spending, many economists fear we may see a spike in inflation. While we are of the mind that such a spike will likely be… Read more
Newsletter
Financial Planning Newsletter September 2020
September 24, 2020
This has been a year unlike any other. Between the pandemic, hurricanes, and wildfires, millions across the globe have seen their livelihoods threatened and face tough times ahead. Those of… Read more
Newsletter
Financial Planning Newsletter February 2020
February 27, 2020
It is no secret that most Americans are unprepared for retirement. Most retirees cannot maintain their standard of living on just their Social Security benefits alone. Americans know that they… Read more
Commentary
Investment Commentary – April 2024
April 5, 2024
The U.S. economy entered 2024 with a good deal of momentum. A much fretted-over recession failed to materialize, and economic growth topped expectations, with GDP growing 3.3% in the fourth… Read more
Commentary
Investment Commentary – January 2024
January 16, 2024
The past year was widely expected to be a challenging one for both the markets and the broader economy. For much of 2023, the question was not if, but when,… Read more
Commentary
Investment Commentary – October 2023
October 6, 2023
As we head into the final quarter of the year, the prevailing theme regarding the economy has become “no boom, no bust.” Inflation is trending down, the economy is expected… Read more
Commentary
Investment Commentary – July 2023
July 5, 2023
All eyes have been on the Federal Reserve, which is walking a precarious tightrope between slowing economic growth and easing, but still-high, inflation. Investors have pored over every piece of… Read more
Commentary
Investment Commentary – January 2023
January 24, 2023
The past year was the first time in more than a century that cash outperformed both stocks and bonds. Stocks posted their worst year since 2008, when the economy was… Read more
Commentary
Investment Commentary – December 2022
November 26, 2022
2022 has proven to be a tumultuous year for investors. Rampant inflation and central banks’ efforts to combat it have weighed heavily on the bond and stock markets alike. The… Read more
Commentary
Investment Commentary – June 2022
June 29, 2022
The U.S. economy and stock market have both struggled in the first half of 2022. The highest inflation in more than four decades, aggressive tightening of monetary policy by the… Read more
Commentary
Market Commentary – Q1 2022
April 7, 2022
After a strong 2021, the first quarter of 2022 has been difficult for the markets. Russia’s invasion of Ukraine has roiled the global economy, but even prior to the invasion,… Read more
Commentary
Investment Commentary – March 2022
March 31, 2022
Uncertainty is on the rise as investors grapple with Russia’s invasion of Ukraine, surging inflation, and the Federal Reserve’s tightening cycle. For our insights into how these trends will impact… Read more
Commentary
Investment Commentary – November 2021
November 30, 2021
After stumbling somewhat in the third quarter, the economic recovery appears to be stabilizing as the impact of the Covid-19 Delta variant passes. However, ongoing supply chain disruptions and labor… Read more
Video
Q2 2024 Market Commentary Video
July 8, 2024
Watch the video “Q1 2024 Market Commentary” Read more
Video
Navigating Market Uncertainty
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Navigating-Market-Uncertainty-Video.mp4 Planning for your financial future can be an emotional task, especially when so much of it hinges on the whims of the markets. Hanover’s Financial Planning team can work… Read more
Video
Stay on Top of Your Financial Life
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/On-Top-of-Financial-Life.mp4 Life can often pull us in different directions, and that is especially true with finances. Hanover’s Financial Planning team can help you track your cash flows and expenses, quantify… Read more
Video
Are You Ready for Retirement?
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Retirement-Ready.mp4 For most of us, enjoying our retirement is our primary financial goal. Hanover’s Financial Planning team can help you determine your retirement goals, show the probability of meeting those… Read more
Video
Managing Student Loan Debt
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Student-Loans.mp4 Don’t let student loan debt derail you financial future. Hanover’s Financial Planning team can help you manage your debt and find a balance between paying off your debts and… Read more
Video
Tax Efficient Withdrawal Strategies
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Tax-efficient-withdrawals.mp4 You’ve worked hard to build your retirement nest egg, but financial planning doesn’t stop at retirement. Hanover’s Financial Planning team can help develop a smart withdrawal strategy that will… Read more
Video
Preparing for Your Financial Future
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Financial-Future.mp4 Please enjoy a brief overview of how Hanover’s Financial Planning team can help you achieve your financial goals. Read more
Video
Q1 2024 Market Commentary Video
April 4, 2024
Watch the video “Q1 2024 Market Commentary” Read more
Presentation
2023 Third Quarter Review
October 10, 2023
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q3 2023. Read more
Blog
What Do Americans Think Is the Best Long-Term Investment?
May 17, 2021
Between cryptocurrencies and retail investment platforms like Robinhood, it seems like more Americans than ever are looking for the next big investment. However, according to a recent Gallup poll, when… Read more
Blog
Despite Record Home Prices, Most Americans Think Now’s the Time to Buy
May 13, 2021
Home prices have been climbing at their fastest rate since the 2008 crash. Record-low inventory and massive demand have led to bidding wars fierce competition between potential buyers. Still, the… Read more
Blog
Consumer Prices See Biggest Jump Since 2008
May 12, 2021
Prices rose at the fastest pace in more than 12 years in April, according to the Labor Department. The Consumer Price Index (CPI), which measures prices for a basket of… Read more
Blog
How Is the Surge in Lumber Prices Impacting the Housing Market?
May 10, 2021
Over the last year, the price of lumber has exploded. The price for 1000 board feet (bd ft), the standard unit to track prices in the industry, has climbed 377%… Read more
Blog
How Much Is the Average Retirement Aged American Worth?
May 6, 2021
Saving for retirement is very personalized. How much you will need depends on a variety of factors like your income, investments, and desired lifestyle in retirement. However, it is only… Read more
Blog
Beijing Overtakes NYC As the City With the Most Billionaires
May 5, 2021
Last year saw 493 newly minted billionaires, bringing the total number to 2,755. Nearly a quarter of them live in just 10 cities, and, for the first time in seven… Read more
Blog
Are Prices At the Grocery Store About to Jump?
May 3, 2021
A handful of commodities that serve as the foundation for much of the world’s diet have become more expensive, causing concern that grocery bills may soon be climbing. Bloomberg reports… Read more
Blog
GDP Growth Surges in First Quarter, But Will It Last?
April 30, 2021
The U.S. economy grew by 6.4% in the first quarter of 2021, bringing the economy nearly back to its pre-pandemic size. Aside from the third-quarter surge after the initial reopening… Read more
Blog
Consumer Confidence Climbs to Nearly Pre-Pandemic Level
April 28, 2021
Consumer confidence saw a big jump in April, marking the fourth straight month of gains as vaccine distribution accelerates, business restrictions lift, and stimulus payments hit consumers’ bank accounts. The… Read more
Blog
With Record Price Increases and Low Inventory, Home Sales May Start Slowing
April 27, 2021
The median price for an existing home saw a record-breaking annual price in March, jumping 18.4% to $334,500. The surge in prices is being driven by record-low inventory and ultra-low… Read more
