Blog
China’s Share of Global GDP Surged in 2020
January 14, 2021
China was perhaps the only nation to end 2020 in a stronger position than it started. While Europe and the U.S. await the vaccine rollout to return to normal economic… Read more
Blog
How the Pandemic Is Changing Inflationary Pressures
January 13, 2021
Consumer prices were up 0.4% in December from the previous month, and 1.4% higher than they were a year prior. “Core” prices, which leave out volatile categories like food and… Read more
Blog
As Online Purchases Reach Record Highs, Returns Do Too
January 12, 2021
With the coronavirus pandemic continuing, more Americans were shopping online in 2020. Online purchases during the 2020 holiday season grew 32.2% over the year before, reaching a record $188.2 billion,… Read more
Presentation
2020 Fourth Quarter Review
January 12, 2021
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q4 2020. Read more
Blog
Municipal Borrowing Surges to Highest Level in 10 Years
January 11, 2021
With municipal budgets battered by the coronavirus crisis, city and state governments are borrowing more. Issuances of bonds for new projects climbed to $252 billion last year, according to data… Read more
Blog
Economy Loses Jobs For First Time Since April
January 8, 2021
The labor market’s recovery came to a halt in December, as the surging coronavirus cases and business restrictions caused big losses. Nonfarm payrolls fell by 140,000, the first monthly loss… Read more
Blog
Most Americans Tapped Retirement Savings During the Pandemic
January 7, 2021
When the coronavirus pandemic hit the country, the majority of Americans turned to their retirement savings to get by. A recent survey from Kiplinger’s found that 60% of Americans withdrew… Read more
Blog
The Amount of Cash in Circulation Soared Last Year
January 6, 2021
The amount of currency in circulation increased last year at a rate not seen since World War II. As part of the fiscal and monetary response to the coronavirus, the… Read more
Blog
Mortgage Demand Pulls Back at Year’s End
January 5, 2021
After a massive surge throughout most of the year, homebuying activity eased up in the final weeks of 2020. Mortgage applications to purchase a home fell 0.8% in the two… Read more
Blog
Economists Expect a Tough Winter, Then a Strong Rebound
January 4, 2021
Economists expect 2021 to get off to a shaky start, but they have high hopes for the second half of the year, according to the Wall Street Journal’s most recent… Read more
Article
Bond Markets and the Economic Recovery
May 29, 2020
The first quarter was one of the most volatile periods on record. The coronavirus’s rapid spread across the world has roiled the global economy in ways that even the Great… Read more
Article
Navigating a Market Downturn
March 10, 2020
Fears about the spread of the coronavirus have roiled the markets in recent weeks. The S&P 500, after hitting a record high just weeks ago, has entered correction territory. A… Read more
Article
The Impact of the Coronavirus Outbreak on the Economy and Your Investments
January 29, 2020
The recent coronavirus outbreak has already enacted a human cost. At the time of writing, there have been nearly 4,700 confirmed cases, resulting in more than 100 deaths. Both numbers… Read more
Article
How to Beat the Short Term Market Jitters
December 4, 2019
When the financial markets are in turmoil and account balances start to fall, there is a strong temptation retreat from the market to stem any perceived losses. Yet it is… Read more
Article
The Benefits of Account Aggregation
November 7, 2019
Good financial planning means taking into account the entirety of a person’s finances. At Hanover, we care about more than just the accounts you have with us. We know that… Read more
Article
The Myth of ‘Playing’ the Market
October 28, 2019
Investing is often referred to as “playing” the stock market, and this is how many investors approach their investment strategy. Like a game of chess, each move in the market… Read more
Article
Elevation Sickness
May 29, 2019
Last November, the Federal Reserve released the first of what are meant to be twice-yearly reports that examine the nation’s overall financial stability. In the report, the central bank highlighted… Read more
Article
Is America’s Mountain of Corporate Debt Too Big to Climb?
April 28, 2019
At a recent speaking event, former Federal Reserve Chairman Janet Yellen sounded the alarm about corporate debt. In the event of an economic downturn, she warned that the current levels… Read more
Article
Blurring the Lines
December 1, 2017
How much are investors really paying Wall Street? Surveys from groups such as J.D. Power & Associates report that well over half of all investors don’t know how much they… Read more
Newsletter
Financial Planning Newsletter December 2020
December 17, 2020
With the massive amount of stimulus spending, many economists fear we may see a spike in inflation. While we are of the mind that such a spike will likely be… Read more
Newsletter
Financial Planning Newsletter September 2020
September 24, 2020
This has been a year unlike any other. Between the pandemic, hurricanes, and wildfires, millions across the globe have seen their livelihoods threatened and face tough times ahead. Those of… Read more
Newsletter
Financial Planning Newsletter February 2020
February 27, 2020
It is no secret that most Americans are unprepared for retirement. Most retirees cannot maintain their standard of living on just their Social Security benefits alone. Americans know that they… Read more
Newsletter
Financial Planning Newsletter December 2019
December 16, 2019
Saving for your retirement was supposed to be the hard part. When the day comes, however, when you feel confident that you have enough of a nest egg accumulated and… Read more
Newsletter
Financial Planning Newsletter May 2019
May 20, 2019
First Quarter GDP Beats Expectations, but May Not Tell the Whole Story The U.S. economy beat all estimates and grew by 3.2 percent in the first three months of the… Read more
Newsletter
Financial Planning Newsletter September 2018
October 1, 2018
Roth IRAs vs. Traditional IRAs: What You Need to Know Originally intended to aid young and low-income workers in saving for retirement, Roth IRAs have become one of the most… Read more
Newsletter
The Hanover Advisor – Newsletter November 2017
November 1, 2017
It’s no secret that living with a severe disability can result in an individual or family often incurring monumental expenses. These extra costs go far beyond just the additional medical… Read more
Commentary
Investment Commentary – November 2020
November 18, 2020
As we head into the final weeks of 2020, the economic recovery has continued its strong, if uneven, pace. Third-quarter GDP growth topped lofty expectations, expanding at a 33.1% annualized… Read more
Commentary
Investment Commentary – August 2020
August 28, 2020
Following steep losses in the immediate aftermath of the coronavirus, the stock market saw a swift recovery, making up much of the losses and, in some cases, reaching new highs.… Read more
Commentary
Investment Commentary – April 2020
April 27, 2020
The coronavirus outbreak and ensuing lockdown delivered an unprecedented hit to the global economy and the financial markets. Though recent weeks have seen millions of Americans file for unemployment and… Read more
Commentary
Investment Commentary – January 2020
January 28, 2020
Despite records gains in the stock market, including an increase of 29 percent for the S&P 500, economic growth slowed in 2019. While increased optimism surrounding trade negotiations, pre-emptive interest… Read more
Commentary
Investment Commentary – June 2019
June 28, 2019
The current U.S. economic expansion, which began in June 2009, has now hit its 10th anniversary. Now, in the midst of the longest uninterrupted period of economic growth, the question… Read more
Commentary
Investment Commentary – January 2019
February 8, 2019
In the fourth quarter of 2018, rising interest rates and the signs of decelerating economic growth crashed the richly valued stock market. Large U.S. stocks lost 13.8 percent of their… Read more
Commentary
Investment Commentary – August 2018
August 13, 2018
While the U.S. stock market, by many broad, historical valuation measures, is alarmingly expensive, it remains reasonably priced in terms of the short-term profit perspective. The price to 10-year earnings,… Read more
Commentary
Investment Commentary – November 2017
November 1, 2017
President Trump and his new cabinet have proposed an ambitious agenda. They propose a sweeping overhaul of the tax code, claiming it will be the largest comprehensive change to the… Read more
Presentation
2020 Fourth Quarter Review
January 12, 2021
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q4 2020. Read more
Presentation
2020 Second Quarter Review
July 7, 2020
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q2 2020. Read more
Presentation
2020 First Quarter Review
April 12, 2020
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q1 2020. Read more
Presentation
2019 Fourth Quarter Review
January 8, 2020
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q4 2019. Read more
Presentation
2019 Third Quarter Review
October 10, 2019
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q3 2019. Read more
Presentation
2019 Second Quarter Review
July 8, 2019
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q2 2019. Read more
Presentation
2019 First Quarter Review
April 8, 2019
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q1 2019. Read more
Presentation
2018 Fourth Quarter Review
February 4, 2019
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q4 2018. Read more
Presentation
2018 Third Quarter Review
November 16, 2018
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q3 2018. Read more
Presentation
2018 Second Quarter Review
July 10, 2018
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q2 2018. Read more
Blog
Leading Economic Indicators Exceed Expectations for June
July 27, 2018
The Conference Board’s Leading Economic Index was up half a percent in June, beating expectations. The measurement is a checkpoint for U.S. economic conditions and a forecast of global economic… Read more
Blog
Consumer Prices Rise at the Fastest Pace Since 2012
July 13, 2018
In the last 12 months through June, the CPI has increased 2.9 percent, the biggest gain since February 2012. A tightening labor market and rising raw material costs are expected… Read more
Blog
U.S. Manufacturing Jumps Again
July 11, 2018
The Institute for Supply Management (ISM) said on Monday its index of factory activity rose to a reading of 60.2 in June, up from 58.7 in May. Historically, a reading… Read more
Blog
Construction Spending Increased in May
July 9, 2018
The Commerce Department report on Monday showed construction spending increased 0.4 percent in May. Construction spending accelerated 4.5 percent on a year-over-year basis. Investment in public construction projects increased 0.7… Read more
Blog
A Risk-Free Way to Increase Returns
July 6, 2018
Many variable annuity products have ridiculously high internal (hidden) annual fees. Should you already own a variable annuity ask a financial advisor to review the fee structure. Investors can easily… Read more
Blog
Tax wise Gifting Strategy
July 4, 2018
If you donate long-term appreciated securities to a charity you can avoid paying the capital gains tax and still be eligible for an income tax deduction on the full market… Read more
Blog
Retired and Still Paying Too Much Tax
July 2, 2018
Reduce your income tax by donating your IRA Required Minimum Distribution (RMD) directly to a qualified charity. You can give up to $100,000 of your distribution and not pay income… Read more
Blog
Tightening Labor Market?
June 25, 2018
Unemployment claims have declined for four straight weeks according to the latest data. The number of Americans filing for unemployment benefits unexpectedly fell again last week, pointing to a further… Read more
Blog
Leading Economic Indicators Once Again Up for May
June 22, 2018
The U.S. economy recorded the seventh straight month of gains for the Conference Board’s Index. The LEI measurement is used to forecast global economic trends and measure the health of… Read more
Blog
Housing Starts Surge to an 11-Year High
June 20, 2018
Housing starts jumped 5.0 percent to a seasonally adjusted annual rate of 1.350 million units last month. That was the highest rate of activity since July 2007. Single-family home building,… Read more
