Blog
Existing Home Sales Fall As Inventories Dwindle
September 24, 2021
Amid scarce availability and record-high prices, the red-hot housing market is beginning to cool as buyers find themselves priced out of the market. Sales of previously owned homes fell 2%… Read more
Blog
Americans Are Sitting On A Record Amount of Cash
September 23, 2021
The wealth of U.S. households hit a new record, driven by increasing home values and stock holdings. The Federal Reserve reports that the net worth of U.S. households was $134… Read more
Blog
Infrastructure Projects Are Frequently Based on Optimistic Forecasts
September 22, 2021
As a massive infrastructure spending bill winds its way through Congress, state and local municipalities across the nation must decide how to use the funds they may receive. Unfortunately, research… Read more
Blog
Global Economic Recovery Expected to Lose Steam This Year
September 20, 2021
The Organization for Economic Cooperation and Development (OCED) has lowered its global growth forecast for the remainder of the year, attributing the slowdown to the Delta variant of the Covid. … Read more
Blog
Is China Headed For a ‘Lehman Brothers Moment’?
September 17, 2021
Thirteen years ago this week Lehman Brothers collapsed. While the banking giant’s collapse was not the sole cause of the financial crisis, it was an inflection point that sent shockwaves… Read more
Blog
Retail Sales Rebound Despite Delta Variant Surge
September 16, 2021
Americans increased their spending last month, despite anxieties about the spread of the Delta variant of Covid. Retail sales climbed 0.7% in August, following an unexpected decline in July, according… Read more
Blog
Meme Stock Investors Set Their Sights on Uranium
September 14, 2021
Retail investors are looking to turn a radioactive metal into a hot commodity. Prices for spot uranium oxide have climbed more than 60% since the middle of July, and closed… Read more
Blog
Producer Price Inflation Accelerates At Record-Breaking Pace
September 13, 2021
The prices that producers paid for goods and services surged in August at the fastest annual pace since at least 2010, according to the Labor Department. The producer price index… Read more
Blog
Nearly Half of Renters Worry That They Will Never Be Homeowners
September 10, 2021
Homeownership has always been an important part of the American dream, but for many, it is feeling increasingly unobtainable, according to a recent survey from Lending Tree. The survey found… Read more
Blog
Most Retirees May Be Waiting Too Long to Spend Their Savings
September 8, 2021
Most retirees are holding off on tapping their nest eggs until they are required by law to do so, according to new research from J.P. Morgan and the Employee Benefit… Read more
Article
ESG Investing Overview
July 29, 2021
For many investors, it is important that the money they invest is aligned with their personal values and has a positive impact on the world. With the advent of environmental,… Read more
Article
Is a Backdoor Roth Conversion Right For You?
April 30, 2021
Roth IRAs are one of the most versatile retirement investment vehicles available. Because they were originally intended to aid young and low-income workers in saving for retirement, Roth IRAs have… Read more
Article
Municipal Bonds in 2021
February 5, 2021
The municipal bond market demonstrated its resiliency in 2020 and enters 2021 in a strong position. That said, there are many unknowns in the months ahead. Our latest white paper… Read more
Article
Bond Markets and the Economic Recovery
May 29, 2020
The first quarter was one of the most volatile periods on record. The coronavirus’s rapid spread across the world has roiled the global economy in ways that even the Great… Read more
Article
Navigating a Market Downturn
March 10, 2020
Fears about the spread of the coronavirus have roiled the markets in recent weeks. The S&P 500, after hitting a record high just weeks ago, has entered correction territory. A… Read more
Article
The Impact of the Coronavirus Outbreak on the Economy and Your Investments
January 29, 2020
The recent coronavirus outbreak has already enacted a human cost. At the time of writing, there have been nearly 4,700 confirmed cases, resulting in more than 100 deaths. Both numbers… Read more
Article
How to Beat the Short Term Market Jitters
December 4, 2019
When the financial markets are in turmoil and account balances start to fall, there is a strong temptation retreat from the market to stem any perceived losses. Yet it is… Read more
Article
The Benefits of Account Aggregation
November 7, 2019
Good financial planning means taking into account the entirety of a person’s finances. At Hanover, we care about more than just the accounts you have with us. We know that… Read more
Article
The Myth of ‘Playing’ the Market
October 28, 2019
Investing is often referred to as “playing” the stock market, and this is how many investors approach their investment strategy. Like a game of chess, each move in the market… Read more
Article
Elevation Sickness
May 29, 2019
Last November, the Federal Reserve released the first of what are meant to be twice-yearly reports that examine the nation’s overall financial stability. In the report, the central bank highlighted… Read more
Newsletter
Financial Planning Newsletter June 2021
June 25, 2021
The longest-ever bull market came to an end when the coronavirus pandemic began, and though the markets recovered quickly, the downturn highlights the importance of the issues covered in our… Read more
Newsletter
Financial Planning Newsletter March 2021
March 30, 2021
Our latest Newsletter provides important considerations women should keep in mind when it comes to taking Social Security benefits. It also provides an overview of Health Savings Accounts, which can… Read more
Newsletter
Financial Planning Newsletter December 2020
December 17, 2020
With the massive amount of stimulus spending, many economists fear we may see a spike in inflation. While we are of the mind that such a spike will likely be… Read more
Newsletter
Financial Planning Newsletter September 2020
September 24, 2020
This has been a year unlike any other. Between the pandemic, hurricanes, and wildfires, millions across the globe have seen their livelihoods threatened and face tough times ahead. Those of… Read more
Newsletter
Financial Planning Newsletter February 2020
February 27, 2020
It is no secret that most Americans are unprepared for retirement. Most retirees cannot maintain their standard of living on just their Social Security benefits alone. Americans know that they… Read more
Newsletter
Financial Planning Newsletter December 2019
December 16, 2019
Saving for your retirement was supposed to be the hard part. When the day comes, however, when you feel confident that you have enough of a nest egg accumulated and… Read more
Newsletter
Financial Planning Newsletter May 2019
May 20, 2019
First Quarter GDP Beats Expectations, but May Not Tell the Whole Story The U.S. economy beat all estimates and grew by 3.2 percent in the first three months of the… Read more
Newsletter
Financial Planning Newsletter September 2018
October 1, 2018
Roth IRAs vs. Traditional IRAs: What You Need to Know Originally intended to aid young and low-income workers in saving for retirement, Roth IRAs have become one of the most… Read more
Newsletter
The Hanover Advisor – Newsletter November 2017
November 1, 2017
It’s no secret that living with a severe disability can result in an individual or family often incurring monumental expenses. These extra costs go far beyond just the additional medical… Read more
Commentary
Investment Commentary – August 2021
August 28, 2021
The economic recovery reached some important milestones recently. The S&P 500 has doubled its level from its pandemic low. This marks the fastest bull market doubling since World War II,… Read more
Commentary
Market Commentary – Q2 2021
July 9, 2021
The global economic recovery continued its acceleration in the first half of 2020, though unevenly in some regions where lagging vaccination rates and the emergence of the “Delta variant” have… Read more
Commentary
Investment Commentary – May 2021
May 27, 2021
As expected, economic activity boomed in the first few months of 2021. Widespread vaccinations, pent-up consumer demand, and a massive injection of government stimulus brought the economy roaring back to… Read more
Commentary
Investment Commentary – February 2021
February 26, 2021
Despite a severe economic downturn caused by the coronavirus and ensuing shutdown, the U.S. economy staged an impressive comeback in the second half of 2020. At the end of the… Read more
Commentary
Investment Commentary – November 2020
November 18, 2020
As we head into the final weeks of 2020, the economic recovery has continued its strong, if uneven, pace. Third-quarter GDP growth topped lofty expectations, expanding at a 33.1% annualized… Read more
Commentary
Investment Commentary – August 2020
August 28, 2020
Following steep losses in the immediate aftermath of the coronavirus, the stock market saw a swift recovery, making up much of the losses and, in some cases, reaching new highs.… Read more
Commentary
Investment Commentary – April 2020
April 27, 2020
The coronavirus outbreak and ensuing lockdown delivered an unprecedented hit to the global economy and the financial markets. Though recent weeks have seen millions of Americans file for unemployment and… Read more
Commentary
Investment Commentary – January 2020
January 28, 2020
Despite records gains in the stock market, including an increase of 29 percent for the S&P 500, economic growth slowed in 2019. While increased optimism surrounding trade negotiations, pre-emptive interest… Read more
Commentary
Investment Commentary – June 2019
June 28, 2019
The current U.S. economic expansion, which began in June 2009, has now hit its 10th anniversary. Now, in the midst of the longest uninterrupted period of economic growth, the question… Read more
Commentary
Investment Commentary – January 2019
February 8, 2019
In the fourth quarter of 2018, rising interest rates and the signs of decelerating economic growth crashed the richly valued stock market. Large U.S. stocks lost 13.8 percent of their… Read more
Presentation
2020 Fourth Quarter Review
January 12, 2021
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q4 2020. Read more
Presentation
2020 Second Quarter Review
July 7, 2020
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q2 2020. Read more
Presentation
2020 First Quarter Review
April 12, 2020
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q1 2020. Read more
Presentation
2019 Fourth Quarter Review
January 8, 2020
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q4 2019. Read more
Presentation
2019 Third Quarter Review
October 10, 2019
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q3 2019. Read more
Presentation
2019 Second Quarter Review
July 8, 2019
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q2 2019. Read more
Presentation
2019 First Quarter Review
April 8, 2019
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q1 2019. Read more
Presentation
2018 Fourth Quarter Review
February 4, 2019
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q4 2018. Read more
Presentation
2018 Third Quarter Review
November 16, 2018
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q3 2018. Read more
Presentation
2018 Second Quarter Review
July 10, 2018
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q2 2018. Read more
Blog
Home Prices Gains Continue to Slow
March 6, 2019
Home price growth saw another sluggish month, but recent interest rates may put more people in a buying mood. Home prices for the month were up just 4.4 percent year-over-year,… Read more
Blog
Canada’s Economic Woes Could Mean Trouble for the U.S.
March 5, 2019
Our neighbor to the north saw its economy practically grind to a halt at the end of last year, which could have consequences for our economy. Canada’s economy grew by… Read more
Blog
Personal Income Drops for First Time in Years
March 4, 2019
While wages saw growth in January, overall personal income for the month was dragged down by weakening dividends and interest payments. Overall personal income fell by 0.1 percent in January,… Read more
Blog
Fourth Quarter GDP Growth Beats Expectations
February 28, 2019
GDP grew by 2.6 percent in the fourth quarter of 2018, spurred on by an unexpected boost in business spending. Economists had been expecting growth of 2.3 percent. While the… Read more
Blog
Majority of Millennial Homeowners Regret Their Purchase
February 27, 2019
Saddled with student loan debt, and facing low availability and affordability, home ownership seems unattainable for many millennials. Unfortunately, a new survey shows that a large percentage of those who… Read more
Blog
Consumer Confidence Rebounds in February
February 27, 2019
After a shaky January, American consumers are feeling more confident. The Conference Board’s index of consumer confidence rose to 131.4, rebounding from January’s drop to 121.7. Confidence in January was… Read more
Blog
Key Business Spending Indicator Falls Unexpectedly
February 25, 2019
After being delayed by the government shutdown, the Commerce Department released U.S. manufacturing number for December, and the report may be signaling that businesses confidence is eroding as the global… Read more
Blog
Consumer Debt Hits Record Level
February 21, 2019
Strong holiday spending, an increase in automotive financing and a steady rise in student loan debt have put Americans farther in debt than ever before. As of the end of… Read more
Blog
Is the Right Move for the Fed a Rate Cut?
February 20, 2019
While the rally in the markets so far this year suggest that the Fed’s more moderate stance regarding interest rates may have stabilized the markets, it may be too little,… Read more
Blog
Majority of Americans Are Optimistic About Their Finances
February 19, 2019
When it comes to their finances, Americans feel things are getting better. A recent Gallup poll shows that about half of Americans feel they are better off now than they… Read more
