Blog
Corporate Debt Defaults Jumped 80% in 2023, and May Remain High
January 16, 2024
Defaults on corporate debt soared last year and may be elevated again in 2024 as cash-strapped companies deal with higher interest rates, according to a new report from S&P Global.… Read more
Commentary
Investment Commentary – January 2024
January 16, 2024
The past year was widely expected to be a challenging one for both the markets and the broader economy. For much of 2023, the question was not if, but when,… Read more
Blog
China’s Deflation Woes May Spell Trouble for the West
January 12, 2024
As much of the West is optimistic about inflation normalizing, China continues to sink deeper into the worst deflation in years, raising concerns over how the faltering of the world’s… Read more
Blog
Consumer Prices Rose More Than Expected in December
January 11, 2024
The prices that consumers pay for goods and services increased more than expected in December, according to the Labor Department, showing that despite progress to combat it, inflation is still… Read more
Blog
Retail Sales End 2023 on Solid Note, but Expectations Are Downbeat for 2024
January 10, 2024
The nation’s retailers ended the holiday season with solid sales gains, according to the National Retail Federation’s (NRF) Retail Monitor report for December, but the organization warns that similar gains… Read more
Blog
U.S. Labor Market Ends 2023 on a High, Shows Early Signs of Weakness
January 8, 2024
The U.S. labor market closed out the year in strong shape, with the pace of hiring coming in higher than expected, according to the Labor Department’s most recent jobs report.… Read more
Blog
Mortgage Demand Continues to Slip, Despite Falling Rates
December 22, 2023
Prospective homebuyers still have little appetite to buy, even as mortgage rates continue to retreat from recent highs. The average rate for a 30-year fixed-rate mortgage for conforming loan balances… Read more
Blog
Borrowers Who Restarted Student Loan Payments May Get a Tax Break
December 21, 2023
Amid the resumption of student loan payments, borrowers may find a silver lining when they go to file their 2023 taxes. The student loan interest deduction allows qualifying borrowers to… Read more
Blog
Americans Are Spending Big On Christmas After All
December 13, 2023
U.S. retailers may be in for a Christmas surprise, as, despite fears of a downbeat holiday spending season, Americans have been spending big thus far. Retail sales, which include spending… Read more
Blog
Stubbornly High Housing Costs Keeps Inflation Elevated
December 12, 2023
U.S. consumer prices saw an unexpected increase last month, as a decline in gas prices was offset by increases in rent, keeping pressure on the Federal Reserve to keep rates… Read more
Article
Options for Managing Student Loans
September 13, 2024
Student loan debt is a major burden for millions of Americans, with total debt exceeding $1.7 trillion. The debt affects a wide range of borrowers, from recent graduates to older… Read more
Article
Minimize Estate Taxes With Smart Gifting Strategies
September 6, 2024
When it comes to estate planning, the last thing you want is for the legacy you leave to your heirs to be subject to excessive taxation. With the Tax Cuts… Read more
Article
How Investors Can Take Advantage the Commercial Real Estate Rebound
August 9, 2024
The commercial real estate industry has faced several headwinds in recent years. The pandemic brought with it the advent of working from home, drastically reducing the need for office space.… Read more
Article
What Should You Do With Your 401(k) When You Change Jobs?
July 26, 2024
The days of working for one company for your entire career and retiring with a pension are long gone. Today, the average worker will change workplaces more than 5 times… Read more
Article
Getting Ahead of the TCJA 2026 Sunset
July 19, 2024
No one wants to owe more taxes on their estate than necessary. Proper estate planning can shield the legacy you leave your heirs from unnecessary taxation, but planning for a… Read more
Article
What Investors Need to Know About North America’s Manufacturing Renaissance
June 3, 2024
The Covid-19 pandemic not only impacted our daily lives, but it also dramatically reshaped much of the global economy. Supply chain disruptions and shipping bottlenecks led to huge delays and… Read more
Article
College Savings Vehicles – Which is Right for You?
May 10, 2024
We all want to be able to provide our children with a clear path to success. Saving for a college education is an important goal for many parents, but at… Read more
Article
What is Probate and Why Should it Be Avoided?
May 4, 2024
For many of us, one of our biggest financial goals is being able to provide for our loved ones and pass on a legacy of wealth to the younger generations… Read more
Article
Financial Planning and Tax Bulletin – Estate Taxes and Gifting
August 25, 2023
Estate planning is something that many of us may not want to think about for years or even decades. Unfortunately, changes to the tax code are creating a sense of… Read more
Article
Risks in the Banking System
March 17, 2023
The sudden collapse of Silicon Valley Bank (SVB) has roiled the markets, panicked investors, and left many observers wondering whether we are on the precipice of another financial crisis. The… Read more
Newsletter
Financial Planning Newsletter – December 2023
December 5, 2023
In a world where pension plans are becoming less common, Americans are increasingly relying on employer-sponsored, defined contribution plans like 401(k)s and 403(b)s to cover their retirement needs. According to… Read more
Newsletter
Financial Planning Newsletter – August 2023
August 30, 2023
Planning for retirement has become much more difficult in recent years. Aside from government workers and a few other industries, pension plans are largely a thing of the past. Social… Read more
Newsletter
Financial Planning Newsletter – May 2023
May 31, 2023
Social Security is one of the primary sources of income for retirees, but determining how much you will receive can be a complicated process. Our latest financial planning newsletter includes… Read more
Newsletter
Financial Planning Newsletter December 2021
December 31, 2021
2021 was a strong year for the stock markets, but with economic growth slowing and the Federal Reserve tightening monetary policy, uncertainty is on the rise as we head into… Read more
Newsletter
Financial Planning Newsletter June 2021
June 25, 2021
The longest-ever bull market came to an end when the coronavirus pandemic began, and though the markets recovered quickly, the downturn highlights the importance of the issues covered in our… Read more
Newsletter
Financial Planning Newsletter March 2021
March 30, 2021
Our latest Newsletter provides important considerations women should keep in mind when it comes to taking Social Security benefits. It also provides an overview of Health Savings Accounts, which can… Read more
Newsletter
Financial Planning Newsletter December 2020
December 17, 2020
With the massive amount of stimulus spending, many economists fear we may see a spike in inflation. While we are of the mind that such a spike will likely be… Read more
Newsletter
Financial Planning Newsletter September 2020
September 24, 2020
This has been a year unlike any other. Between the pandemic, hurricanes, and wildfires, millions across the globe have seen their livelihoods threatened and face tough times ahead. Those of… Read more
Newsletter
Financial Planning Newsletter February 2020
February 27, 2020
It is no secret that most Americans are unprepared for retirement. Most retirees cannot maintain their standard of living on just their Social Security benefits alone. Americans know that they… Read more
Commentary
Investment Commentary – April 2024
April 5, 2024
The U.S. economy entered 2024 with a good deal of momentum. A much fretted-over recession failed to materialize, and economic growth topped expectations, with GDP growing 3.3% in the fourth… Read more
Commentary
Investment Commentary – January 2024
January 16, 2024
The past year was widely expected to be a challenging one for both the markets and the broader economy. For much of 2023, the question was not if, but when,… Read more
Commentary
Investment Commentary – October 2023
October 6, 2023
As we head into the final quarter of the year, the prevailing theme regarding the economy has become “no boom, no bust.” Inflation is trending down, the economy is expected… Read more
Commentary
Investment Commentary – July 2023
July 5, 2023
All eyes have been on the Federal Reserve, which is walking a precarious tightrope between slowing economic growth and easing, but still-high, inflation. Investors have pored over every piece of… Read more
Commentary
Investment Commentary – January 2023
January 24, 2023
The past year was the first time in more than a century that cash outperformed both stocks and bonds. Stocks posted their worst year since 2008, when the economy was… Read more
Commentary
Investment Commentary – December 2022
November 26, 2022
2022 has proven to be a tumultuous year for investors. Rampant inflation and central banks’ efforts to combat it have weighed heavily on the bond and stock markets alike. The… Read more
Commentary
Investment Commentary – June 2022
June 29, 2022
The U.S. economy and stock market have both struggled in the first half of 2022. The highest inflation in more than four decades, aggressive tightening of monetary policy by the… Read more
Commentary
Market Commentary – Q1 2022
April 7, 2022
After a strong 2021, the first quarter of 2022 has been difficult for the markets. Russia’s invasion of Ukraine has roiled the global economy, but even prior to the invasion,… Read more
Commentary
Investment Commentary – March 2022
March 31, 2022
Uncertainty is on the rise as investors grapple with Russia’s invasion of Ukraine, surging inflation, and the Federal Reserve’s tightening cycle. For our insights into how these trends will impact… Read more
Commentary
Investment Commentary – November 2021
November 30, 2021
After stumbling somewhat in the third quarter, the economic recovery appears to be stabilizing as the impact of the Covid-19 Delta variant passes. However, ongoing supply chain disruptions and labor… Read more
Video
Q2 2024 Market Commentary Video
July 8, 2024
Watch the video “Q1 2024 Market Commentary” Read more
Video
Navigating Market Uncertainty
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Navigating-Market-Uncertainty-Video.mp4 Planning for your financial future can be an emotional task, especially when so much of it hinges on the whims of the markets. Hanover’s Financial Planning team can work… Read more
Video
Stay on Top of Your Financial Life
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/On-Top-of-Financial-Life.mp4 Life can often pull us in different directions, and that is especially true with finances. Hanover’s Financial Planning team can help you track your cash flows and expenses, quantify… Read more
Video
Are You Ready for Retirement?
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Retirement-Ready.mp4 For most of us, enjoying our retirement is our primary financial goal. Hanover’s Financial Planning team can help you determine your retirement goals, show the probability of meeting those… Read more
Video
Managing Student Loan Debt
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Student-Loans.mp4 Don’t let student loan debt derail you financial future. Hanover’s Financial Planning team can help you manage your debt and find a balance between paying off your debts and… Read more
Video
Tax Efficient Withdrawal Strategies
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Tax-efficient-withdrawals.mp4 You’ve worked hard to build your retirement nest egg, but financial planning doesn’t stop at retirement. Hanover’s Financial Planning team can help develop a smart withdrawal strategy that will… Read more
Video
Preparing for Your Financial Future
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Financial-Future.mp4 Please enjoy a brief overview of how Hanover’s Financial Planning team can help you achieve your financial goals. Read more
Video
Q1 2024 Market Commentary Video
April 4, 2024
Watch the video “Q1 2024 Market Commentary” Read more
Presentation
2023 Third Quarter Review
October 10, 2023
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q3 2023. Read more
Blog
Visualized: How Do Interest Rate Cuts Impact the Stock Market?
September 20, 2024
The Federal Reserve cut interest rates this week for the first time since 2020. Historically, the S&P 500 returns 4.9% on average one year after the first interest rate cut,… Read more
Blog
Fed Surprises With Half Percentage Point Rate Cut
September 18, 2024
Federal Reserve policymakers voted to cut interest rates by a half-percentage point, opting for a more robust start in its first cut since 2020. The long-awaited pivot follows an aggressive… Read more
Blog
Is Your Inherited IRA a Tax Bomb Waiting to Blow?
September 18, 2024
Working individual retirement accounts (IRA) into your legacy plans has gotten a bit trickier post-2020, leaving your heirs with a potentially sizable tax bill without proper planning. Previously, heirs could… Read more
Blog
Home Sales Continue to Fall, as Prices Set a New Record
September 17, 2024
Sales of previously owned homes continued their summer slump in August, as high prices and high mortgage rates keep buyers sidelined. Existing home sales, which account for the bulk of… Read more
Blog
Visualized: Corporate America’s Reliance on Foreign Revenue
September 13, 2024
While the S&P 500 companies are listed on U.S. stock exchanges, they earn a substantial portion of their revenues from international markets and rely on a globally connected consumer base.… Read more
Blog
U.S. Consumer Sentiment Reaches 4-Month High Amid Easing Inflation
September 13, 2024
Consumer sentiment in the U.S. improved more than expected in September, but Americans remain cautious ahead of the November election, according to the latest reading of the University of Michigan’s… Read more
Blog
Interest Payments on The National Debt Tops $1 Trillion for the First Time
September 11, 2024
For the first time, the U.S. government has exceeded $1 trillion in interest payments on its $35.3 trillion national debt this year, according to the Treasury Department’s report on Thursday.… Read more
Blog
UK Economy Unexpectedly Flatlines Again
September 9, 2024
The UK economy flatlined again in July, complicating matters for the Bank of England as policymakers seek to bring down inflation without tipping the economy into another recession. Gross domestic… Read more
Blog
Job Growth Disappoints, but Unemployment Ticks Down in August Jobs Report
September 6, 2024
The U.S. economy added fewer jobs than expected in August as the labor market continues to cool, further clearing the way for the Federal Reserve to begin cutting interest rates… Read more
Blog
Visualized: Globalization’s Impact on U.S. Manufacturing
September 5, 2024
Since the advent of the 21st century, globalization has dramatically impacted U.S. manufacturing. China’s entry into the World Trade Organization in 2001 and other factors, like the North American Free… Read more
