December 22, 2021
American consumers were feeling more optimistic heading into the holiday season, even as Covid numbers climb and inflation remains high. The Conference Board’s consumer confidence index rose to 115.8 in… Read more
December 15, 2021
Millennials were once thought of as the generation that would largely eschew homeownership, but after surpassing the baby boomers as the largest adult generation in 2019, Millennials now account for… Read more
December 13, 2021
The highest inflation rate in decades means that consumers are paying higher prices, but, because the Federal Reserve has kept interest rates so low, it also makes borrowing cheaper, adding… Read more
December 10, 2021
South Korea’s fertility rate, already the lowest in the developed world, is expected to get even worse, presenting a massive economic headwind to the nation. The fertility rate, 0.84 as… Read more
December 9, 2021
After rolling back most of the nation’s Covid restrictions over the summer, the U.K. government has announced new restrictions aimed at stopping the spread of the Omicron variant. The “Plan… Read more
December 6, 2021
A recent survey found that two out of five American investors said it will “take a miracle” for them to enjoy financial security in retirement. The survey, part of the… Read more
December 3, 2021
Job growth disappointed in November, with the U.S. economy adding just 210,000 jobs last month. This is well below the 573,000 that economists had been anticipating. At the same time,… Read more
July 12, 2022
For decades, the rise of China has been treated as something of a fait accompli. Economists, politicians and academics have wondered not if, but only when, China would surpass the… Read more
January 29, 2020
The recent coronavirus outbreak has already enacted a human cost. At the time of writing, there have been nearly 4,700 confirmed cases, resulting in more than 100 deaths. Both numbers… Read more
January 26, 2023
The U.S. economy showed surprising resilience at the end of 2022, weathering rampant inflation, higher interest rates, and geopolitical uncertainty, even as questions persist over whether growth will turn negative… Read more
January 19, 2023
Retail spending declined in December at the fastest pace of 2022, ending the holiday shopping season on a sour note, as higher interest rates, persistent inflation, and concerns about an… Read more
January 17, 2023
The World Bank has substantially cut its global growth forecasts for 2023, citing broadly worsening economic conditions since its previous projections made in mid-2022. The group’s latest Global Economics Prospect… Read more
January 3, 2023
The U.K. economy is expected to see a contraction in 2023 that will be nearly as deep as that of Russia, economists expect, as the nation grapples with surging inflation… Read more
December 12, 2022
U.S. consumers are feeling more optimistic about inflation amid expectations that both food and energy price increases will be slower in the coming year, according to a New York Federal… Read more
December 6, 2022
One of the main drivers of inflation may be about to turn a corner. Surging housing costs, which have kept inflation high this year, have likely already started to decline,… Read more
December 1, 2022
American consumers stepped up their spending in the run-up to the holiday season, taking advantage of higher wages and a slight easing of still-high inflation. Consumer spending jumped by a… Read more
“Modern finance is based on scientific reasoning guided by theory, not subjectivity and speculation.”
John “Mac” McQuown
Patience mitigates risk.
When it comes to investment products, complexity often fosters fraud and abuse.
Portfolio diversification enables investors to manage their fear of the unknown.
Rebalancing is like love, you never have to say you are sorry. You are always selling high and buying low.
A good investment policy should never risk what you already have for something you don’t need.