April 16, 2021
Cardboard packages waiting on doorsteps became a common sight during the pandemic. Amid stay-at-home orders and business shutdowns, Americans turned to online shopping in a big way, and all those… Read more
April 15, 2021
Yesterday we wrote about the S&P Global FinLit Survey, which analyzed the level of financial literacy worldwide. America’s financial literacy rate was 57%, based on survey respondents’ ability to successfully… Read more
April 14, 2021
April is financial literacy month in the U.S., and if one research study is to be believed, we may want to spend more than just one month a year focusing… Read more
April 12, 2021
The global middle class shrank last year for the first time since the 1990s, according to a recent report from Pew Research. More than 150 million people fell down the… Read more
April 9, 2021
The American Farm Belt is in the midst of a resurgence. Dry weather and strong export demand from China have driven the prices of wheat, corn, and soybeans to their… Read more
March 31, 2021
Home prices have seen the biggest annual gain since before the market crash, and now some economists are calling the pace alarming. Home prices nationally jumped 11.2% in January, according… Read more
January 29, 2020
The recent coronavirus outbreak has already enacted a human cost. At the time of writing, there have been nearly 4,700 confirmed cases, resulting in more than 100 deaths. Both numbers… Read more
May 27, 2022
U.S. consumers’ feelings about the economy deteriorated further in late May, falling to the lowest level in a decade as concerns about inflation weigh on households’ spending intentions. The University… Read more
May 26, 2022
American households increased their spending for the fourth consecutive month in April, but the savings rate plummeted to a 14-year low, suggesting that more Americans are dipping into their savings… Read more
May 25, 2022
Gasoline prices in the U.S. have gotten so high that consumer demand is eroding in the run-up to the summer driving season. Demand on a four-week rolling basis has fallen… Read more
May 24, 2022
Sales of newly built homes in April fell to the lowest level since the beginning of the pandemic as soaring prices and spiking mortgage rates weighed on buyer demand. April’s… Read more
May 20, 2022
The prices of new homes in China fell for the first time in more than six years, as Beijing’s regulatory crackdown continues to weigh on one of the nation’s biggest… Read more
May 19, 2022
Surging mortgage rates, sky-high prices, and low inventory are weighing heavily on prospective buyers and builders alike as several key gauges of the housing market have fallen to the lowest… Read more
May 17, 2022
Gas prices continue to surge, and the annual amount American households are spending to fill their tank is nearly double what it was last year. U.S. households are now spending… Read more
May 12, 2022
Concerns about inflation have U.S. consumers feeling worse than they have in more than a decade. The University of Michigan’s consumer sentiment index dropped to 59.1 from 65.2 in April,… Read more
May 11, 2022
U.S. inflation cooled slightly last month but remained near the highest level in four decades as economists worry that upward price pressures are broadening. The consumer price index (CPI) climbed… Read more
“Modern finance is based on scientific reasoning guided by theory, not subjectivity and speculation.”
John “Mac” McQuown
Patience mitigates risk.
When it comes to investment products, complexity often fosters fraud and abuse.
Portfolio diversification enables investors to manage their fear of the unknown.
Rebalancing is like love, you never have to say you are sorry. You are always selling high and buying low.
A good investment policy should never risk what you already have for something you don’t need.