Blog
Household Debt Rises to New Record-High
November 10, 2021
Household debt in the U.S. topped $15 trillion for the first time during the third quarter, according to the New York Federal Reserve. Total debt increased 1.9%, or $286 billion,… Read more
Blog
German Leaders Seek Economic Reboot as Growth Lags
November 8, 2021
Germany has long been Europe’s economic powerhouse, with the nation’s massive manufacturing industry pulling the eurozone out of economic slumps. Now, however, as the world moves beyond the pandemic, Germany… Read more
Blog
Job Growth Shows Strong Rebound in October
November 5, 2021
The U.S. economy created 531,000 jobs in October. This is a welcome sign that the economic recovery has regained some of its footing after the Delta variant, but the economy… Read more
Blog
U.S. Labor Productivity Sees Steepest Decline in 40 Years
November 4, 2021
US labor market productivity fell dramatically in the third quarter, dropping to its lowest level in 40 years. Productivity fell at a seasonally adjusted annual rate of 5% in the… Read more
Blog
More U.S. Tech Companies Leave China Amid Regulatory Crackdown
November 3, 2021
Yahoo has become the latest American tech company to shut down operations in China. In a statement explaining the move, the company attributed the decision to the “increasingly challenging business… Read more
Blog
Investors Expect the Fed to Raise Rates Quickly to Combat Inflation
November 1, 2021
As inflation rises at the fastest pace in decades, investors expect the Federal Reserve to accelerate its plans to tighten fiscal policy, according to a recent survey from CNBC. The… Read more
Blog
College Tuition is Rising at a Slower Pace Than Inflation
October 29, 2021
The price of a college education seems to increase year after year, but with the price of everything increasing these days, tuition has become more affordable. Amid lower enrollment since… Read more
Blog
Economic Growth Slows to 2% in Third Quarter
October 28, 2021
The U.S. economy grew at a pace of just 2% in the third quarter, marking the slowest period since the pandemic recovery began. GDP growth came in well below economist… Read more
Blog
$24 Billion in Goods is Stuck Floating Outside Congested California Ports
October 27, 2021
Congestion at ports throughout the nation has led to delays and higher shipping costs, and unfortunately, the problem is expected to persist through much of 2022. In a recent note… Read more
Blog
Energy Prices Surge, Amplifying Inflationary Pressure
October 25, 2021
Oil continued its rally Monday, with oil prices hitting another milestone. U.S. oil climbed 1.2% in interday trading, reaching $85.07 a barrel. This is the first time that oil has… Read more
Article
What Should You Do With Your 401(k) When You Change Jobs?
July 26, 2024
The days of working for one company for your entire career and retiring with a pension are long gone. Today, the average worker will change workplaces more than 5 times… Read more
Article
Getting Ahead of the TCJA 2026 Sunset
July 19, 2024
No one wants to owe more taxes on their estate than necessary. Proper estate planning can shield the legacy you leave your heirs from unnecessary taxation, but planning for a… Read more
Article
What Investors Need to Know About North America’s Manufacturing Renaissance
June 3, 2024
The Covid-19 pandemic not only impacted our daily lives, but it also dramatically reshaped much of the global economy. Supply chain disruptions and shipping bottlenecks led to huge delays and… Read more
Article
College Savings Vehicles – Which is Right for You?
May 10, 2024
We all want to be able to provide our children with a clear path to success. Saving for a college education is an important goal for many parents, but at… Read more
Article
What is Probate and Why Should it Be Avoided?
May 4, 2024
For many of us, one of our biggest financial goals is being able to provide for our loved ones and pass on a legacy of wealth to the younger generations… Read more
Article
Financial Planning and Tax Bulletin – Estate Taxes and Gifting
August 25, 2023
Estate planning is something that many of us may not want to think about for years or even decades. Unfortunately, changes to the tax code are creating a sense of… Read more
Article
Risks in the Banking System
March 17, 2023
The sudden collapse of Silicon Valley Bank (SVB) has roiled the markets, panicked investors, and left many observers wondering whether we are on the precipice of another financial crisis. The… Read more
Article
2023 Retirement Contribution Guidelines
January 12, 2023
Amidst rampant inflation, the IRS has raised the retirement account contribution limits and income requirements that govern tax deductibility. For a quick rundown on how you can maximize your retirement… Read more
Article
Why China’s Economy is Unlikely to Overtake the U.S.
July 12, 2022
For decades, the rise of China has been treated as something of a fait accompli. Economists, politicians and academics have wondered not if, but only when, China would surpass the… Read more
Article
I Bonds as an Emergency Savings Alternative
May 19, 2022
With inflation continuing to surge, it is more important than ever to protect the purchasing power of your money. We alerted you to the savings potential of inflation-adjusted I-bonds in… Read more
Newsletter
Financial Planning Newsletter – December 2023
December 5, 2023
In a world where pension plans are becoming less common, Americans are increasingly relying on employer-sponsored, defined contribution plans like 401(k)s and 403(b)s to cover their retirement needs. According to… Read more
Newsletter
Financial Planning Newsletter – August 2023
August 30, 2023
Planning for retirement has become much more difficult in recent years. Aside from government workers and a few other industries, pension plans are largely a thing of the past. Social… Read more
Newsletter
Financial Planning Newsletter – May 2023
May 31, 2023
Social Security is one of the primary sources of income for retirees, but determining how much you will receive can be a complicated process. Our latest financial planning newsletter includes… Read more
Newsletter
Financial Planning Newsletter December 2021
December 31, 2021
2021 was a strong year for the stock markets, but with economic growth slowing and the Federal Reserve tightening monetary policy, uncertainty is on the rise as we head into… Read more
Newsletter
Financial Planning Newsletter June 2021
June 25, 2021
The longest-ever bull market came to an end when the coronavirus pandemic began, and though the markets recovered quickly, the downturn highlights the importance of the issues covered in our… Read more
Newsletter
Financial Planning Newsletter March 2021
March 30, 2021
Our latest Newsletter provides important considerations women should keep in mind when it comes to taking Social Security benefits. It also provides an overview of Health Savings Accounts, which can… Read more
Newsletter
Financial Planning Newsletter December 2020
December 17, 2020
With the massive amount of stimulus spending, many economists fear we may see a spike in inflation. While we are of the mind that such a spike will likely be… Read more
Newsletter
Financial Planning Newsletter September 2020
September 24, 2020
This has been a year unlike any other. Between the pandemic, hurricanes, and wildfires, millions across the globe have seen their livelihoods threatened and face tough times ahead. Those of… Read more
Newsletter
Financial Planning Newsletter February 2020
February 27, 2020
It is no secret that most Americans are unprepared for retirement. Most retirees cannot maintain their standard of living on just their Social Security benefits alone. Americans know that they… Read more
Commentary
Investment Commentary – April 2024
April 5, 2024
The U.S. economy entered 2024 with a good deal of momentum. A much fretted-over recession failed to materialize, and economic growth topped expectations, with GDP growing 3.3% in the fourth… Read more
Commentary
Investment Commentary – January 2024
January 16, 2024
The past year was widely expected to be a challenging one for both the markets and the broader economy. For much of 2023, the question was not if, but when,… Read more
Commentary
Investment Commentary – October 2023
October 6, 2023
As we head into the final quarter of the year, the prevailing theme regarding the economy has become “no boom, no bust.” Inflation is trending down, the economy is expected… Read more
Commentary
Investment Commentary – July 2023
July 5, 2023
All eyes have been on the Federal Reserve, which is walking a precarious tightrope between slowing economic growth and easing, but still-high, inflation. Investors have pored over every piece of… Read more
Commentary
Investment Commentary – January 2023
January 24, 2023
The past year was the first time in more than a century that cash outperformed both stocks and bonds. Stocks posted their worst year since 2008, when the economy was… Read more
Commentary
Investment Commentary – December 2022
November 26, 2022
2022 has proven to be a tumultuous year for investors. Rampant inflation and central banks’ efforts to combat it have weighed heavily on the bond and stock markets alike. The… Read more
Commentary
Investment Commentary – June 2022
June 29, 2022
The U.S. economy and stock market have both struggled in the first half of 2022. The highest inflation in more than four decades, aggressive tightening of monetary policy by the… Read more
Commentary
Market Commentary – Q1 2022
April 7, 2022
After a strong 2021, the first quarter of 2022 has been difficult for the markets. Russia’s invasion of Ukraine has roiled the global economy, but even prior to the invasion,… Read more
Commentary
Investment Commentary – March 2022
March 31, 2022
Uncertainty is on the rise as investors grapple with Russia’s invasion of Ukraine, surging inflation, and the Federal Reserve’s tightening cycle. For our insights into how these trends will impact… Read more
Commentary
Investment Commentary – November 2021
November 30, 2021
After stumbling somewhat in the third quarter, the economic recovery appears to be stabilizing as the impact of the Covid-19 Delta variant passes. However, ongoing supply chain disruptions and labor… Read more
Video
Q2 2024 Market Commentary Video
July 8, 2024
Watch the video “Q1 2024 Market Commentary” Read more
Video
Navigating Market Uncertainty
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Navigating-Market-Uncertainty-Video.mp4 Planning for your financial future can be an emotional task, especially when so much of it hinges on the whims of the markets. Hanover’s Financial Planning team can work… Read more
Video
Stay on Top of Your Financial Life
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/On-Top-of-Financial-Life.mp4 Life can often pull us in different directions, and that is especially true with finances. Hanover’s Financial Planning team can help you track your cash flows and expenses, quantify… Read more
Video
Are You Ready for Retirement?
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Retirement-Ready.mp4 For most of us, enjoying our retirement is our primary financial goal. Hanover’s Financial Planning team can help you determine your retirement goals, show the probability of meeting those… Read more
Video
Managing Student Loan Debt
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Student-Loans.mp4 Don’t let student loan debt derail you financial future. Hanover’s Financial Planning team can help you manage your debt and find a balance between paying off your debts and… Read more
Video
Tax Efficient Withdrawal Strategies
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Tax-efficient-withdrawals.mp4 You’ve worked hard to build your retirement nest egg, but financial planning doesn’t stop at retirement. Hanover’s Financial Planning team can help develop a smart withdrawal strategy that will… Read more
Video
Preparing for Your Financial Future
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Financial-Future.mp4 Please enjoy a brief overview of how Hanover’s Financial Planning team can help you achieve your financial goals. Read more
Video
Q1 2024 Market Commentary Video
April 4, 2024
Watch the video “Q1 2024 Market Commentary” Read more
Presentation
2023 Third Quarter Review
October 10, 2023
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q3 2023. Read more
Blog
Visualized: How Does the Wealth of Millennials Compare to Previous Generations?
July 26, 2024
Much has been made of millennials’ finances. The cohort started their working careers during the Great Recession, and high housing costs and the burden of student loans have helped contribute… Read more
Blog
Fed’s Preferred Metric Shows Slowing Inflation in June, Clearing the Way for Rate Cuts
July 25, 2024
A key inflation gauge showed inflation easing slightly in June, adding further support for a widely anticipated interest rate cut in September. The personal consumption expenditures price index, which tracks… Read more
Blog
U.S. GDP Growth Blows Past Expectations in Q2
July 24, 2024
The U.S. economy was considerably stronger than expected during the second quarter of the year, boosted by a strong consumer, sizable inventory buildup, and government spending. Gross domestic product (GDP),… Read more
Blog
Most Americans Are in the Dark About How Much Their Social Security Benefit Will Be
July 23, 2024
For most retirees, Social Security benefits will be a huge part of their retirement income. Unfortunately, few Americans know how much they stand to receive in retirement. According to a… Read more
Blog
Visualized: Where Are Home Prices Rising the Fastest?
July 19, 2024
Home prices have been steadily climbing in nearly every corner of the U.S. this year. Already constrained inventory has been further diminished by high mortgage rates, which have made homeowners… Read more
Blog
IMF Warns of ‘Bumps’ Along Path to Lower Inflation
July 19, 2024
The International Monetary Fund (IMF) is warning that the risks posed by inflation have increased and is calling into question the scope of interest rate cuts that we may see… Read more
Blog
International Buyers Are Pulling Back from the U.S. Housing Market
July 17, 2024
Potential homebuyers are facing many challenges, such as high prices and limited supply. International buyers, however, also have to factor in the strength of the U.S. dollar relative to other… Read more
Blog
Inflation Sees First Monthly Decline in More than Four Years
July 15, 2024
U.S. consumers got a bit of relief this month as the inflation rate dipped for the first time since the pandemic, further clearing the way for the Federal Reserve to… Read more
Blog
Visualized: Which Countries are Gaining and Losing the Most Millionaires in 2024?
June 28, 2024
The wealthy have the benefit of being able to move around. If they are dissatisfied with their current home, they can move to another country with a higher standard of… Read more
Blog
Fed’s Preferred Gauge Shows Inflation at Three-Year Low
June 27, 2024
A closely watched economic measure showed that inflation in May slowed to its lowest annual rate in more than three years, further clearing the way for the Federal Reserve to… Read more