Blog
Fewer Americans Think Now Is a Good Time to Buy a Home
January 8, 2019
December saw American’s feeling about the housing market sour. The number of Americans who think it’s a good time to buy a home fell precipitously last month, according to Fannie… Read more
Blog
December Job Growth Surges Past Expectations
January 7, 2019
The last month of the year saw a massive increase in new jobs. Nonfarm payrolls increased by 312,000 in December, crushing estimates of 176,000 new jobs. This brings the year’s… Read more
Blog
U.S. Manufacturing Activity Sees Biggest Single-Month Drop in 10 Years
January 3, 2019
American manufacturing growth saw a precipitous drop in December, adding to concerns that the economy may be cooling. The Institute for Supply Management (ISM) manufacturing index fell to 54.1 last… Read more
Blog
How Rising Interest Rates Impact Home Affordability
January 2, 2019
2018 saw mortgage rates climb steadily higher, which has had a real impact on the potential homes available to buyers. A new study from Zillow shows just how profound this… Read more
Blog
Consumer Confidence Ends the Year with a Decline
December 31, 2018
Despite hitting the highest level in almost 20 years earlier in the year, consumer confidence saw a modest drop off in the last month of 2018. The Consumer Board Index,… Read more
Blog
Student Debt Hits Record Level in 2018
December 29, 2018
U.S. student debt levels hit a new record this year. The St. Louis Federal Reserve says that students now owe a total of $1.5 trillion. Student debt has more than… Read more
Blog
Home Price Growth Holds Steady in October
December 28, 2018
U.S. home price was unchanged October. This is welcome news for an industry continues to be hindered by rising mortgage rates and worsening affordability. The S&P CoreLogic Case-Shiller price index… Read more
Blog
Third-Quarter GDP Revised Down
December 21, 2018
Economic growth in the third quarter was a bit slower than initially thought. Gross domestic product increased by 3.4 percent, according to the commerce department’s third reading, down slightly from… Read more
Blog
6 in 10 Millennials Would Be Unable to Cover a $1,000 Emergency
December 20, 2018
A new survey has shed light on the savings habits of Americans, and the results show a population largely unprepared for life’s curveballs. The survey, conducted by Lending Tree, found… Read more
Blog
Half of CFOs Expect a Recession by the End of Next Year
December 18, 2018
Chief Financial Officers are wary of 2019’s economic prospects, with 48.6 percent predicting a recession in the next 12 months, according to a new survey from Duke University. If the… Read more
Article
Is a Backdoor Roth Conversion Right For You?
April 30, 2021
Roth IRAs are one of the most versatile retirement investment vehicles available. Because they were originally intended to aid young and low-income workers in saving for retirement, Roth IRAs have… Read more
Article
Municipal Bonds in 2021
February 5, 2021
The municipal bond market demonstrated its resiliency in 2020 and enters 2021 in a strong position. That said, there are many unknowns in the months ahead. Our latest white paper… Read more
Article
Bond Markets and the Economic Recovery
May 29, 2020
The first quarter was one of the most volatile periods on record. The coronavirus’s rapid spread across the world has roiled the global economy in ways that even the Great… Read more
Article
Navigating a Market Downturn
March 10, 2020
Fears about the spread of the coronavirus have roiled the markets in recent weeks. The S&P 500, after hitting a record high just weeks ago, has entered correction territory. A… Read more
Article
The Impact of the Coronavirus Outbreak on the Economy and Your Investments
January 29, 2020
The recent coronavirus outbreak has already enacted a human cost. At the time of writing, there have been nearly 4,700 confirmed cases, resulting in more than 100 deaths. Both numbers… Read more
Article
How to Beat the Short Term Market Jitters
December 4, 2019
When the financial markets are in turmoil and account balances start to fall, there is a strong temptation retreat from the market to stem any perceived losses. Yet it is… Read more
Article
The Benefits of Account Aggregation
November 7, 2019
Good financial planning means taking into account the entirety of a person’s finances. At Hanover, we care about more than just the accounts you have with us. We know that… Read more
Article
The Myth of ‘Playing’ the Market
October 28, 2019
Investing is often referred to as “playing” the stock market, and this is how many investors approach their investment strategy. Like a game of chess, each move in the market… Read more
Article
Elevation Sickness
May 29, 2019
Last November, the Federal Reserve released the first of what are meant to be twice-yearly reports that examine the nation’s overall financial stability. In the report, the central bank highlighted… Read more
Article
Is America’s Mountain of Corporate Debt Too Big to Climb?
April 28, 2019
At a recent speaking event, former Federal Reserve Chairman Janet Yellen sounded the alarm about corporate debt. In the event of an economic downturn, she warned that the current levels… Read more
Newsletter
Financial Planning Newsletter March 2021
March 30, 2021
Our latest Newsletter provides important considerations women should keep in mind when it comes to taking Social Security benefits. It also provides an overview of Health Savings Accounts, which can… Read more
Newsletter
Financial Planning Newsletter December 2020
December 17, 2020
With the massive amount of stimulus spending, many economists fear we may see a spike in inflation. While we are of the mind that such a spike will likely be… Read more
Newsletter
Financial Planning Newsletter September 2020
September 24, 2020
This has been a year unlike any other. Between the pandemic, hurricanes, and wildfires, millions across the globe have seen their livelihoods threatened and face tough times ahead. Those of… Read more
Newsletter
Financial Planning Newsletter February 2020
February 27, 2020
It is no secret that most Americans are unprepared for retirement. Most retirees cannot maintain their standard of living on just their Social Security benefits alone. Americans know that they… Read more
Newsletter
Financial Planning Newsletter December 2019
December 16, 2019
Saving for your retirement was supposed to be the hard part. When the day comes, however, when you feel confident that you have enough of a nest egg accumulated and… Read more
Newsletter
Financial Planning Newsletter May 2019
May 20, 2019
First Quarter GDP Beats Expectations, but May Not Tell the Whole Story The U.S. economy beat all estimates and grew by 3.2 percent in the first three months of the… Read more
Newsletter
Financial Planning Newsletter September 2018
October 1, 2018
Roth IRAs vs. Traditional IRAs: What You Need to Know Originally intended to aid young and low-income workers in saving for retirement, Roth IRAs have become one of the most… Read more
Newsletter
The Hanover Advisor – Newsletter November 2017
November 1, 2017
It’s no secret that living with a severe disability can result in an individual or family often incurring monumental expenses. These extra costs go far beyond just the additional medical… Read more
Commentary
Investment Commentary – May 2021
May 27, 2021
As expected, economic activity boomed in the first few months of 2021. Widespread vaccinations, pent-up consumer demand, and a massive injection of government stimulus brought the economy roaring back to… Read more
Commentary
Investment Commentary – February 2021
February 26, 2021
Despite a severe economic downturn caused by the coronavirus and ensuing shutdown, the U.S. economy staged an impressive comeback in the second half of 2020. At the end of the… Read more
Commentary
Investment Commentary – November 2020
November 18, 2020
As we head into the final weeks of 2020, the economic recovery has continued its strong, if uneven, pace. Third-quarter GDP growth topped lofty expectations, expanding at a 33.1% annualized… Read more
Commentary
Investment Commentary – August 2020
August 28, 2020
Following steep losses in the immediate aftermath of the coronavirus, the stock market saw a swift recovery, making up much of the losses and, in some cases, reaching new highs.… Read more
Commentary
Investment Commentary – April 2020
April 27, 2020
The coronavirus outbreak and ensuing lockdown delivered an unprecedented hit to the global economy and the financial markets. Though recent weeks have seen millions of Americans file for unemployment and… Read more
Commentary
Investment Commentary – January 2020
January 28, 2020
Despite records gains in the stock market, including an increase of 29 percent for the S&P 500, economic growth slowed in 2019. While increased optimism surrounding trade negotiations, pre-emptive interest… Read more
Commentary
Investment Commentary – June 2019
June 28, 2019
The current U.S. economic expansion, which began in June 2009, has now hit its 10th anniversary. Now, in the midst of the longest uninterrupted period of economic growth, the question… Read more
Commentary
Investment Commentary – January 2019
February 8, 2019
In the fourth quarter of 2018, rising interest rates and the signs of decelerating economic growth crashed the richly valued stock market. Large U.S. stocks lost 13.8 percent of their… Read more
Commentary
Investment Commentary – August 2018
August 13, 2018
While the U.S. stock market, by many broad, historical valuation measures, is alarmingly expensive, it remains reasonably priced in terms of the short-term profit perspective. The price to 10-year earnings,… Read more
Commentary
Investment Commentary – November 2017
November 1, 2017
President Trump and his new cabinet have proposed an ambitious agenda. They propose a sweeping overhaul of the tax code, claiming it will be the largest comprehensive change to the… Read more
Presentation
2020 Fourth Quarter Review
January 12, 2021
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q4 2020. Read more
Presentation
2020 Second Quarter Review
July 7, 2020
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q2 2020. Read more
Presentation
2020 First Quarter Review
April 12, 2020
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q1 2020. Read more
Presentation
2019 Fourth Quarter Review
January 8, 2020
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q4 2019. Read more
Presentation
2019 Third Quarter Review
October 10, 2019
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q3 2019. Read more
Presentation
2019 Second Quarter Review
July 8, 2019
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q2 2019. Read more
Presentation
2019 First Quarter Review
April 8, 2019
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q1 2019. Read more
Presentation
2018 Fourth Quarter Review
February 4, 2019
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q4 2018. Read more
Presentation
2018 Third Quarter Review
November 16, 2018
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q3 2018. Read more
Presentation
2018 Second Quarter Review
July 10, 2018
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q2 2018. Read more
Blog
Chinese Economic Growth Moderates as Consumption Slows
June 17, 2021
China’s economic growth moderated last month as year-over-year comparisons to the early days of the pandemic became less flattering and a fresh wave of coronavirus infections kept consumers out of… Read more
Blog
Retail Sales Dip As Consumers Shift Focus
June 16, 2021
Retail sales fell last month as consumers shifted away from purchases of big-ticket items to services and goods related to going out as businesses reopen. Retail sales were down 1.3%… Read more
Blog
Europe’s Lagging Recovery Has Fueled A Massive Debt Burden
June 15, 2021
While China and the United States’ economies have seen a marked recovery following the pandemic, lagging vaccination rates and new viral variants have caused Europe’s economy to lag. The prolonged… Read more
Blog
One Third of Americans Plan to Delay Retirement Because of Covid
June 14, 2021
In the early days of the pandemic, when businesses shuttered and millions were laid off, many Americans opted to take early retirement instead of looking for new work. Now, as… Read more
Blog
Covid Outbreaks in Asia Fuel Inflationary Pressure
June 11, 2021
As things start to return to normal in the U.S. and other western economies, a fresh outbreak in parts of Asia is threatening to disrupt manufacturing and shipping, weighing on… Read more
Blog
Inflation Spikes Again, But Will it Last?
June 10, 2021
Consumer prices saw a big jump in May, with the consumer price index (CPI) climbing 5% as compared to a year prior. That is the biggest increase since 2008. The… Read more
Blog
A Record Number of Americans Think It Is A Bad Time to Buy A Home
June 8, 2021
With record-high prices and record-low inventory, now is a tough time to be buying a home, and Americans are less optimistic about the market than they have ever been, according… Read more
Blog
Americans Have Lost More Than $1 Trillion in ‘Forgotten’ 401(k) Plans
June 7, 2021
It is becoming increasingly common for Americans, especially young ones, to switch employers or careers several times during their working lives. One downside that comes with such moves is that… Read more
Blog
Jobs Numbers Improved In May, But Still Missed Expectations
June 4, 2021
Job creation disappointed in May, with the economy adding 559,000 new jobs, according to the Labor Department. Economists had expected an increase of 671,000. This follows on April’s big disappointment,… Read more
Blog
Inflation is Climbing in Many Developed Counties
June 3, 2021
Economists in the U.S. have been concerned about spiking inflation in the wake of the pandemic, but most other rich counties are seeing similar price increases. According to the Organization… Read more
