Blog
U.S. Consumer Debt Hits New Record Level
May 5, 2020
Household consumer debt hit a record high in the first three months of 2020. Debt balances through March rose to $14.3 trillion, a 1.1% increase from the fourth quarter of… Read more
Blog
House Prices Expected to Drop Amid COVID-19 Crisis
May 4, 2020
Home prices are traditionally immune to recessions, with the only national decline since the Great Depression occurring during the 2008 crash. Now, home prices are expected to fall nationally in… Read more
Blog
Consumer Spending and Personal Income Both See Big Drop
May 1, 2020
U.S. consumer spending saw the biggest drop on record in March. Spending was down 7.5% according to the Commerce Department, the largest monthly drop since records began to be collected… Read more
Blog
Eurozone Economy Sees Biggest Contraction Ever
April 30, 2020
The 19 countries that make up the eurozone saw the most severe economic contraction in the economic alliance’s history. GDP shrank by 14.4% in the first quarter, far surpassing the… Read more
Blog
The U.S. Economy Shrank 4.8% in First Quarter
April 29, 2020
The American economy contracted in the first quarter at a rate not seen since the height of the 2008 financial crisis. GDP, the total measure of all goods and services… Read more
Blog
Consumer Confidence Plunges to Six-year Low
April 28, 2020
U.S. consumer confidence cratered this month, as Americans grapple with massive job losses and widespread economic shutdown. The index dropped more than thirty points, down to 86.9 in April from… Read more
Blog
The Labor Market’s Other Threat: Fewer New Businesses
April 27, 2020
The number of out of work Americans is staggering, with more than 25 million workers filing for unemployment as businesses shut down to stop the spread of COVID-19. However, a… Read more
Commentary
Investment Commentary – April 2020
April 27, 2020
The coronavirus outbreak and ensuing lockdown delivered an unprecedented hit to the global economy and the financial markets. Though recent weeks have seen millions of Americans file for unemployment and… Read more
Blog
Why U.S. Retail Sales May Not Recover the Way China Has
April 24, 2020
Retail sales in the U.S. fell 8.7% in March, the largest decline since the government started tracking data in 1992. China saw similarly massive declines in sales, but analysts have… Read more
Blog
Home Sales May Already be Bouncing Back
April 23, 2020
Demand for housing cratered in March as both buyers and sellers watched to economic fallout from the coronavirus. Recent weeks, however, have shown promising signs that interest in the housing… Read more
Article
Risks in the Banking System
March 17, 2023
The sudden collapse of Silicon Valley Bank (SVB) has roiled the markets, panicked investors, and left many observers wondering whether we are on the precipice of another financial crisis. The… Read more
Article
2023 Retirement Contribution Guidelines
January 12, 2023
Amidst rampant inflation, the IRS has raised the retirement account contribution limits and income requirements that govern tax deductibility. For a quick rundown on how you can maximize your retirement… Read more
Article
Why China’s Economy is Unlikely to Overtake the U.S.
July 12, 2022
For decades, the rise of China has been treated as something of a fait accompli. Economists, politicians and academics have wondered not if, but only when, China would surpass the… Read more
Article
I Bonds as an Emergency Savings Alternative
May 19, 2022
With inflation continuing to surge, it is more important than ever to protect the purchasing power of your money. We alerted you to the savings potential of inflation-adjusted I-bonds in… Read more
Article
The Benefits of Dollar-Cost Averaging
October 4, 2021
Dollar-cost averaging (DCA) is an investment strategy in which an investor makes regular purchases of an asset at a fixed interval (usually monthly) using the same dollar amount each time,… Read more
Article
Asset Location for Tax-Optimization
September 5, 2021
We’ve all heard it said that when it comes to real estate, the most important factors are location, location, and location. Location also matters when it comes to investing, and… Read more
Article
ESG Investing Overview
July 29, 2021
For many investors, it is important that the money they invest is aligned with their personal values and has a positive impact on the world. With the advent of environmental,… Read more
Article
Is a Backdoor Roth Conversion Right For You?
April 30, 2021
Roth IRAs are one of the most versatile retirement investment vehicles available. Because they were originally intended to aid young and low-income workers in saving for retirement, Roth IRAs have… Read more
Article
Municipal Bonds in 2021
February 5, 2021
The municipal bond market demonstrated its resiliency in 2020 and enters 2021 in a strong position. That said, there are many unknowns in the months ahead. Our latest white paper… Read more
Article
Bond Markets and the Economic Recovery
May 29, 2020
The first quarter was one of the most volatile periods on record. The coronavirus’s rapid spread across the world has roiled the global economy in ways that even the Great… Read more
Newsletter
Financial Planning Newsletter – August 2022
August 30, 2022
Planning for retirement has become much more difficult in recent years. Aside from government workers and a few other industries, pension plans are largely a thing of the past. Social… Read more
Newsletter
Financial Planning Newsletter – May 2022
May 31, 2022
Social Security is one of the primary sources of income for retirees, but determining how much you will receive can be a complicated process. Our latest financial planning newsletter includes… Read more
Newsletter
Financial Planning Newsletter December 2021
December 31, 2021
2021 was a strong year for the stock markets, but with economic growth slowing and the Federal Reserve tightening monetary policy, uncertainty is on the rise as we head into… Read more
Newsletter
Financial Planning Newsletter June 2021
June 25, 2021
The longest-ever bull market came to an end when the coronavirus pandemic began, and though the markets recovered quickly, the downturn highlights the importance of the issues covered in our… Read more
Newsletter
Financial Planning Newsletter March 2021
March 30, 2021
Our latest Newsletter provides important considerations women should keep in mind when it comes to taking Social Security benefits. It also provides an overview of Health Savings Accounts, which can… Read more
Newsletter
Financial Planning Newsletter December 2020
December 17, 2020
With the massive amount of stimulus spending, many economists fear we may see a spike in inflation. While we are of the mind that such a spike will likely be… Read more
Newsletter
Financial Planning Newsletter September 2020
September 24, 2020
This has been a year unlike any other. Between the pandemic, hurricanes, and wildfires, millions across the globe have seen their livelihoods threatened and face tough times ahead. Those of… Read more
Newsletter
Financial Planning Newsletter February 2020
February 27, 2020
It is no secret that most Americans are unprepared for retirement. Most retirees cannot maintain their standard of living on just their Social Security benefits alone. Americans know that they… Read more
Newsletter
Financial Planning Newsletter December 2019
December 16, 2019
Saving for your retirement was supposed to be the hard part. When the day comes, however, when you feel confident that you have enough of a nest egg accumulated and… Read more
Commentary
Investment Commentary – January 2023
January 24, 2023
The past year was the first time in more than a century that cash outperformed both stocks and bonds. Stocks posted their worst year since 2008, when the economy was… Read more
Commentary
Investment Commentary – December 2022
November 26, 2022
2022 has proven to be a tumultuous year for investors. Rampant inflation and central banks’ efforts to combat it have weighed heavily on the bond and stock markets alike. The… Read more
Commentary
Investment Commentary – June 2022
June 29, 2022
The U.S. economy and stock market have both struggled in the first half of 2022. The highest inflation in more than four decades, aggressive tightening of monetary policy by the… Read more
Commentary
Market Commentary – Q1 2022
April 7, 2022
After a strong 2021, the first quarter of 2022 has been difficult for the markets. Russia’s invasion of Ukraine has roiled the global economy, but even prior to the invasion,… Read more
Commentary
Investment Commentary – March 2022
March 31, 2022
Uncertainty is on the rise as investors grapple with Russia’s invasion of Ukraine, surging inflation, and the Federal Reserve’s tightening cycle. For our insights into how these trends will impact… Read more
Commentary
Investment Commentary – November 2021
November 30, 2021
After stumbling somewhat in the third quarter, the economic recovery appears to be stabilizing as the impact of the Covid-19 Delta variant passes. However, ongoing supply chain disruptions and labor… Read more
Commentary
Investment Commentary – August 2021
August 28, 2021
The economic recovery reached some important milestones recently. The S&P 500 has doubled its level from its pandemic low. This marks the fastest bull market doubling since World War II,… Read more
Commentary
Market Commentary – Q2 2021
July 9, 2021
The global economic recovery continued its acceleration in the first half of 2020, though unevenly in some regions where lagging vaccination rates and the emergence of the “Delta variant” have… Read more
Commentary
Investment Commentary – May 2021
May 27, 2021
As expected, economic activity boomed in the first few months of 2021. Widespread vaccinations, pent-up consumer demand, and a massive injection of government stimulus brought the economy roaring back to… Read more
Commentary
Investment Commentary – February 2021
February 26, 2021
Despite a severe economic downturn caused by the coronavirus and ensuing shutdown, the U.S. economy staged an impressive comeback in the second half of 2020. At the end of the… Read more
Presentation
2023 First Quarter Review
April 6, 2023
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q1 2023. Read more
Presentation
2022 Fourth Quarter Review
January 12, 2023
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q4 2022. Read more
Presentation
2022 Third Quarter Review
October 12, 2022
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q3 2022. Read more
Presentation
2022 Second Quarter Review
July 14, 2022
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q2 2022. Read more
Video
Learn More About Hanover Advisors
June 22, 2022
Watch the video “Introduction to Hanover Advisors” Read more
Presentation
2022 First Quarter Review
April 5, 2022
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q1 2022. Read more
Blog
Home Prices See Largest Annual Decline in More Than a Decade
May 17, 2023
Existing home sales fell in April from the month prior, and prices from a year earlier saw their biggest decline in more than 11 years. Sales of previously owned homes,… Read more
Blog
Retail Sales Increased in April After Two Month Decline
May 16, 2023
Americans boosted their retail spending in April for the first time in three months as consumers struggled to keep pace with climbing interest rates and still-high inflation. Retail sales, which… Read more
Blog
Will the Fed Need to Raise Rates Again?
May 4, 2023
The Federal Reserve raised rates once again this week, bringing the benchmark interest rate to its highest level in 16 years, and Fed officials have signaled that they might be… Read more
Blog
GDP Shows Economic Growth Slowed in First Quarter
May 1, 2023
Economic growth slowed considerably during the first three months of the year as higher interest rates and still-high inflation took hold, adding to worries about a further slowdown and possible… Read more
Blog
Fed’s Preferred Inflation Gauge Continues to Climb
April 28, 2023
Despite a yearlong effort to combat inflation, the Federal Reserve’s preferred inflation metric rose again in March. The core personal consumption expenditures (PCE) index, which excludes food and energy, showed… Read more
Blog
Tumbling Diesel Prices Signal Recession Warning
April 25, 2023
Diesel prices have fallen to the lowest level in more than a year amid falling demand for transportation and manufacturing, raising concerns about the slowing U.S. economy. U.S. government data… Read more
Blog
Fed Finds Cooler Economy and Slower Lending After Bank Turmoil
April 21, 2023
Turmoil in the banking sector had led to slower lending and flattening economic growth, according to a recent report from the Federal Reserve. Banks in several parts of the country… Read more
Blog
Home Prices See Biggest Annual Decline in More Than a Decade
April 19, 2023
Home sales fell in March, getting the important spring buying season off to a slow start as higher mortgage rates continue to weigh on the market. Sales of existing homes… Read more
Blog
Retail Sales Slowed in March as Higher Interest Rates Take Hold
April 18, 2023
U.S. consumer spending was down in March for the second consecutive month, adding to growing signs of a slowing economy. Overall spending at stores, online, and in restaurants declined by… Read more
Blog
The Labor Market May Finally Be Starting to Cool
April 13, 2023
One of the trickier aspects of the Federal Reserve’s fight against inflation has been the labor market. Despite the most aggressive tightening cycle in recent history, the Fed has been… Read more
