Blog
Mortgage Demand Falls As Rates Continue to Climb
March 17, 2021
After hitting historic lows in recent months, mortgage rates have been steadily climbing, hitting their highest level since last June this week. Rates have climbed 36 basis points since the… Read more
Blog
Harsh Weather Chills Retail Sales in February
March 16, 2021
Amid historic snowstorms and cold weather, American shoppers stayed home in February. U.S. retail sales fell by a seasonally adjusted 3% last month, according to the Commerce Department. This is… Read more
Blog
Inflation Replaces Covid as Biggest Worry for Professional Investors
March 15, 2021
It has been a little more than one year since the Covid-19 pandemic upended the economy, and investors are starting to move on. For the first time since the pandemic… Read more
Blog
Corporate Debt Reached Record High of $10.5 trillion in 2020
March 12, 2021
U.S. corporations now have the highest level of debt on record, with the total reaching $10.5 trillion in the 4th quarter of 2020, according to the Federal Reserve. While many… Read more
Blog
Inflation Remains Tepid, But May Increase Soon
March 11, 2021
U.S. consumer prices were up slightly in February, driven mostly by higher energy and gasoline costs. The consumer price index, which tracks the cost of everyday items from food and… Read more
Blog
Nearly 75% of All Apparel Sales Were Made Online Last Month
March 9, 2021
Even as covid numbers fall and business restrictions lift, shoppers are making most of their purchases online. The president of Mastercard said in an interview with CNBC that almost three-quarters… Read more
Blog
How Soon Will the Labor Market Recover?
March 8, 2021
Strong job numbers in February and the promise of a strong economic rebound, fueled by stimulus and the lifting of covid restrictions, ahead has some economists upping their expectations for… Read more
Blog
Job Growth Surges in February, Sparking Worry About Fed Action
March 5, 2021
The U.S. economy added 379,000 jobs last month, far exceeding the 210,000 that economists had been expecting. January’s sluggish numbers also saw a significant upward revision, from an initial report… Read more
Blog
U.S. National Debt Is Expected to Exceed 200% of GDP by 2050
March 4, 2021
The federal debt is expected to reach a record high of 202% of gross domestic product by 2051, according to the Congressional Budget Office. The CBO attributed the increase to… Read more
Blog
Rising Interest Rates May Be Cooling the Housing Market
March 2, 2021
A combination of scant inventory, high demand, and record-low mortgage rates have combined to give the housing market a big boost in recent months. Now, with interest rates on the… Read more
Article
Options for Managing Student Loans
September 13, 2024
Student loan debt is a major burden for millions of Americans, with total debt exceeding $1.7 trillion. The debt affects a wide range of borrowers, from recent graduates to older… Read more
Article
Minimize Estate Taxes With Smart Gifting Strategies
September 6, 2024
When it comes to estate planning, the last thing you want is for the legacy you leave to your heirs to be subject to excessive taxation. With the Tax Cuts… Read more
Article
How Investors Can Take Advantage the Commercial Real Estate Rebound
August 9, 2024
The commercial real estate industry has faced several headwinds in recent years. The pandemic brought with it the advent of working from home, drastically reducing the need for office space.… Read more
Article
What Should You Do With Your 401(k) When You Change Jobs?
July 26, 2024
The days of working for one company for your entire career and retiring with a pension are long gone. Today, the average worker will change workplaces more than 5 times… Read more
Article
Getting Ahead of the TCJA 2026 Sunset
July 19, 2024
No one wants to owe more taxes on their estate than necessary. Proper estate planning can shield the legacy you leave your heirs from unnecessary taxation, but planning for a… Read more
Article
What Investors Need to Know About North America’s Manufacturing Renaissance
June 3, 2024
The Covid-19 pandemic not only impacted our daily lives, but it also dramatically reshaped much of the global economy. Supply chain disruptions and shipping bottlenecks led to huge delays and… Read more
Article
College Savings Vehicles – Which is Right for You?
May 10, 2024
We all want to be able to provide our children with a clear path to success. Saving for a college education is an important goal for many parents, but at… Read more
Article
What is Probate and Why Should it Be Avoided?
May 4, 2024
For many of us, one of our biggest financial goals is being able to provide for our loved ones and pass on a legacy of wealth to the younger generations… Read more
Article
Financial Planning and Tax Bulletin – Estate Taxes and Gifting
August 25, 2023
Estate planning is something that many of us may not want to think about for years or even decades. Unfortunately, changes to the tax code are creating a sense of… Read more
Article
Risks in the Banking System
March 17, 2023
The sudden collapse of Silicon Valley Bank (SVB) has roiled the markets, panicked investors, and left many observers wondering whether we are on the precipice of another financial crisis. The… Read more
Newsletter
Financial Planning Newsletter – December 2023
December 5, 2023
In a world where pension plans are becoming less common, Americans are increasingly relying on employer-sponsored, defined contribution plans like 401(k)s and 403(b)s to cover their retirement needs. According to… Read more
Newsletter
Financial Planning Newsletter – August 2023
August 30, 2023
Planning for retirement has become much more difficult in recent years. Aside from government workers and a few other industries, pension plans are largely a thing of the past. Social… Read more
Newsletter
Financial Planning Newsletter – May 2023
May 31, 2023
Social Security is one of the primary sources of income for retirees, but determining how much you will receive can be a complicated process. Our latest financial planning newsletter includes… Read more
Newsletter
Financial Planning Newsletter December 2021
December 31, 2021
2021 was a strong year for the stock markets, but with economic growth slowing and the Federal Reserve tightening monetary policy, uncertainty is on the rise as we head into… Read more
Newsletter
Financial Planning Newsletter June 2021
June 25, 2021
The longest-ever bull market came to an end when the coronavirus pandemic began, and though the markets recovered quickly, the downturn highlights the importance of the issues covered in our… Read more
Newsletter
Financial Planning Newsletter March 2021
March 30, 2021
Our latest Newsletter provides important considerations women should keep in mind when it comes to taking Social Security benefits. It also provides an overview of Health Savings Accounts, which can… Read more
Newsletter
Financial Planning Newsletter December 2020
December 17, 2020
With the massive amount of stimulus spending, many economists fear we may see a spike in inflation. While we are of the mind that such a spike will likely be… Read more
Newsletter
Financial Planning Newsletter September 2020
September 24, 2020
This has been a year unlike any other. Between the pandemic, hurricanes, and wildfires, millions across the globe have seen their livelihoods threatened and face tough times ahead. Those of… Read more
Newsletter
Financial Planning Newsletter February 2020
February 27, 2020
It is no secret that most Americans are unprepared for retirement. Most retirees cannot maintain their standard of living on just their Social Security benefits alone. Americans know that they… Read more
Commentary
Investment Commentary – April 2024
April 5, 2024
The U.S. economy entered 2024 with a good deal of momentum. A much fretted-over recession failed to materialize, and economic growth topped expectations, with GDP growing 3.3% in the fourth… Read more
Commentary
Investment Commentary – January 2024
January 16, 2024
The past year was widely expected to be a challenging one for both the markets and the broader economy. For much of 2023, the question was not if, but when,… Read more
Commentary
Investment Commentary – October 2023
October 6, 2023
As we head into the final quarter of the year, the prevailing theme regarding the economy has become “no boom, no bust.” Inflation is trending down, the economy is expected… Read more
Commentary
Investment Commentary – July 2023
July 5, 2023
All eyes have been on the Federal Reserve, which is walking a precarious tightrope between slowing economic growth and easing, but still-high, inflation. Investors have pored over every piece of… Read more
Commentary
Investment Commentary – January 2023
January 24, 2023
The past year was the first time in more than a century that cash outperformed both stocks and bonds. Stocks posted their worst year since 2008, when the economy was… Read more
Commentary
Investment Commentary – December 2022
November 26, 2022
2022 has proven to be a tumultuous year for investors. Rampant inflation and central banks’ efforts to combat it have weighed heavily on the bond and stock markets alike. The… Read more
Commentary
Investment Commentary – June 2022
June 29, 2022
The U.S. economy and stock market have both struggled in the first half of 2022. The highest inflation in more than four decades, aggressive tightening of monetary policy by the… Read more
Commentary
Market Commentary – Q1 2022
April 7, 2022
After a strong 2021, the first quarter of 2022 has been difficult for the markets. Russia’s invasion of Ukraine has roiled the global economy, but even prior to the invasion,… Read more
Commentary
Investment Commentary – March 2022
March 31, 2022
Uncertainty is on the rise as investors grapple with Russia’s invasion of Ukraine, surging inflation, and the Federal Reserve’s tightening cycle. For our insights into how these trends will impact… Read more
Commentary
Investment Commentary – November 2021
November 30, 2021
After stumbling somewhat in the third quarter, the economic recovery appears to be stabilizing as the impact of the Covid-19 Delta variant passes. However, ongoing supply chain disruptions and labor… Read more
Video
Q2 2024 Market Commentary Video
July 8, 2024
Watch the video “Q1 2024 Market Commentary” Read more
Video
Navigating Market Uncertainty
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Navigating-Market-Uncertainty-Video.mp4 Planning for your financial future can be an emotional task, especially when so much of it hinges on the whims of the markets. Hanover’s Financial Planning team can work… Read more
Video
Stay on Top of Your Financial Life
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/On-Top-of-Financial-Life.mp4 Life can often pull us in different directions, and that is especially true with finances. Hanover’s Financial Planning team can help you track your cash flows and expenses, quantify… Read more
Video
Are You Ready for Retirement?
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Retirement-Ready.mp4 For most of us, enjoying our retirement is our primary financial goal. Hanover’s Financial Planning team can help you determine your retirement goals, show the probability of meeting those… Read more
Video
Managing Student Loan Debt
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Student-Loans.mp4 Don’t let student loan debt derail you financial future. Hanover’s Financial Planning team can help you manage your debt and find a balance between paying off your debts and… Read more
Video
Tax Efficient Withdrawal Strategies
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Tax-efficient-withdrawals.mp4 You’ve worked hard to build your retirement nest egg, but financial planning doesn’t stop at retirement. Hanover’s Financial Planning team can help develop a smart withdrawal strategy that will… Read more
Video
Preparing for Your Financial Future
May 2, 2024
https://www.hanoveradvisorsinc.com/wp-content/uploads/2024/04/Financial-Future.mp4 Please enjoy a brief overview of how Hanover’s Financial Planning team can help you achieve your financial goals. Read more
Video
Q1 2024 Market Commentary Video
April 4, 2024
Watch the video “Q1 2024 Market Commentary” Read more
Presentation
2023 Third Quarter Review
October 10, 2023
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q3 2023. Read more
Blog
Consumer Sentiment Ticks Up Amid Partisan Flip
November 22, 2024
U.S. consumer sentiment increased for the fourth month straight in November, led by a big upswing in sentiment among Republicans following the presidential election. The University of Michigan’s consumer sentiment… Read more
Blog
Visualized: How U.S. States’ GDP Stacks up to G7 Countries
November 21, 2024
It’s no secret that the U.S. economy is the largest and most productive in the world. In fact, the U.S. holds such an economic lead over the rest of the… Read more
Blog
How is Inflation Impacting This Year’s Thanksgiving Dinner?
November 20, 2024
Shoppers may be feeling extra thankful this year when they go to their local grocery store to pick up a Thanksgiving turkey. The average price for a turkey this holiday… Read more
Blog
Home Sales Post First Annual Gain in More Than 3 Years
November 19, 2024
A sharp decline in mortgage rates helped pull buyers off the sidelines in October, with the housing market showing signs of relief after a disappointing summer. Sales of previously owned… Read more
Blog
Visualized: The Stagnation of Europe’s Economic Powerhouse
November 1, 2024
Among the European Union members, Germany and its manufacturing sector have historically been the economic engine of Europe. In recent years, however, Germany has seen the most sluggish GDP growth… Read more
Blog
U.S. Economy Added Just 12,000 Jobs in October
November 1, 2024
U.S. job creation slowed to its lowest pace in nearly four years in October as the impacts of major storms in the southeast and labor disruptions weighed on the employment… Read more
Blog
U.S. Economy Sees Solid, but Disappointing, Growth in Q3
October 31, 2024
The U.S. economy grew at a moderate pace in the third quarter, albeit at a slightly lower-than-expected pace than was expected. Growth was largely held aloft by consumer spending that… Read more
Blog
Key Inflation Gauge Ticks Up, But Remains Near Target Level
October 30, 2024
Inflation climbed slightly in September, as the Federal Reserve’s preferred inflation metric comes within spitting distance of policymakers’ target rate. The personal consumption expenditures (PCE) price index increased by a… Read more
Blog
Home Sales Fall to the Lowest Level Since 2010
October 25, 2024
The U.S. housing market continued its slump last month, with existing home sales falling to the lowest level in 14 years. Sales of previously owned homes, which account for the… Read more
Blog
Retail Sales Climb More Than Expected As Consumer Confidence Climbs
October 25, 2024
Consumer spending picked up in September and consumer confidence reached a 6-month high, underscoring a resilient economy that is now getting a boost from falling interest rates. Retail sales climbed… Read more
