Blog
Investors Who Piled Cash into Money Market Funds May See Tax Bill Surprise
December 2, 2023
Amid rising interest rates, many investors funneled cash into money market mutual funds in 2023, which may make for an unexpectedly large tax bill in April. Investors and institutions have… Read more
Blog
U.S. Consumers Pulled Back on Spending in October
November 30, 2023
U.S. consumer slowed their spending in October after a fast-paced summer, but they are feeling more optimistic about the economy. Consumer spending, which accounts for roughly two-thirds of all U.S.… Read more
Blog
U.S. GDP Grew At An Even Faster Pace Than Indicated in Q3
November 29, 2023
The U.S. economy grew at a faster pace than initially thought in the third quarter, as businesses invested more in warehouses and machinery equipment, but momentum appears to have since… Read more
Blog
Pending Home Sales Fall to Record Low, Behind Even Subprime Crisis Years
November 28, 2023
Home sales fell in October, with some metrics falling to levels even lower than during the subprime mortgage crisis and ensuing recession, as high interest rates and home prices continue… Read more
Blog
Retail Sales See First Decline Since March As Economic Growth Cools
November 17, 2023
U.S. consumers were less willing to open their wallets last month, cutting spending and leaving some analysts to wonder if we are headed for a gloomy holiday shopping season. Retail… Read more
Blog
Falling Global Inflation Has Investors Betting on Rate Cuts
November 16, 2023
Inflation has been falling faster than expected throughout the world’s developed economies, giving some investors reason to hope that central bankers may be about to pivot away from the tight… Read more
Blog
Have Foreign Buyers Lost Their Appetites for U.S. Debt?
November 15, 2023
The U.S. Treasury market is in the midst of a supply-and-demand shakeup. Supply is exploding, with the Treasury issuing a net $2 trillion in new debt this year, a record… Read more
Blog
CPI Was Flat in October as the Fight Against Inflation Potentially Turns a Corner
November 14, 2023
Consumers got a reprieve from rising prices in October, as inflation was flat from the month prior, with some economists calling the month a turning point for the fight against… Read more
Blog
Moody’s Cuts U.S. Rating Outlook Amid Deficit Concerns and Political Polarization
November 11, 2023
The U.S. may be at risk of losing its last perfect credit rating after Moody’s Investors Services changed the outlook for the nation’s debt from “stable” to “negative.” While the… Read more
Blog
Americans’ Attitude About the Economy Worsen for Fourth Straight Month
November 10, 2023
Americans are feeling worse about the economy amid the highest interest rates in 22 years, expectations that inflation will persist, and economic growth that is widely expected to slow. The… Read more
Article
Financial Planning and Tax Bulletin – Estate Taxes and Gifting
August 25, 2023
Estate planning is something that many of us may not want to think about for years or even decades. Unfortunately, changes to the tax code are creating a sense of… Read more
Article
Risks in the Banking System
March 17, 2023
The sudden collapse of Silicon Valley Bank (SVB) has roiled the markets, panicked investors, and left many observers wondering whether we are on the precipice of another financial crisis. The… Read more
Article
2023 Retirement Contribution Guidelines
January 12, 2023
Amidst rampant inflation, the IRS has raised the retirement account contribution limits and income requirements that govern tax deductibility. For a quick rundown on how you can maximize your retirement… Read more
Article
Why China’s Economy is Unlikely to Overtake the U.S.
July 12, 2022
For decades, the rise of China has been treated as something of a fait accompli. Economists, politicians and academics have wondered not if, but only when, China would surpass the… Read more
Article
I Bonds as an Emergency Savings Alternative
May 19, 2022
With inflation continuing to surge, it is more important than ever to protect the purchasing power of your money. We alerted you to the savings potential of inflation-adjusted I-bonds in… Read more
Article
The Benefits of Dollar-Cost Averaging
October 4, 2021
Dollar-cost averaging (DCA) is an investment strategy in which an investor makes regular purchases of an asset at a fixed interval (usually monthly) using the same dollar amount each time,… Read more
Article
Asset Location for Tax-Optimization
September 5, 2021
We’ve all heard it said that when it comes to real estate, the most important factors are location, location, and location. Location also matters when it comes to investing, and… Read more
Article
ESG Investing Overview
July 29, 2021
For many investors, it is important that the money they invest is aligned with their personal values and has a positive impact on the world. With the advent of environmental,… Read more
Article
Is a Backdoor Roth Conversion Right For You?
April 30, 2021
Roth IRAs are one of the most versatile retirement investment vehicles available. Because they were originally intended to aid young and low-income workers in saving for retirement, Roth IRAs have… Read more
Article
Municipal Bonds in 2021
February 5, 2021
The municipal bond market demonstrated its resiliency in 2020 and enters 2021 in a strong position. That said, there are many unknowns in the months ahead. Our latest white paper… Read more
Newsletter
Financial Planning Newsletter – August 2022
August 30, 2022
Planning for retirement has become much more difficult in recent years. Aside from government workers and a few other industries, pension plans are largely a thing of the past. Social… Read more
Newsletter
Financial Planning Newsletter – May 2022
May 31, 2022
Social Security is one of the primary sources of income for retirees, but determining how much you will receive can be a complicated process. Our latest financial planning newsletter includes… Read more
Newsletter
Financial Planning Newsletter December 2021
December 31, 2021
2021 was a strong year for the stock markets, but with economic growth slowing and the Federal Reserve tightening monetary policy, uncertainty is on the rise as we head into… Read more
Newsletter
Financial Planning Newsletter June 2021
June 25, 2021
The longest-ever bull market came to an end when the coronavirus pandemic began, and though the markets recovered quickly, the downturn highlights the importance of the issues covered in our… Read more
Newsletter
Financial Planning Newsletter March 2021
March 30, 2021
Our latest Newsletter provides important considerations women should keep in mind when it comes to taking Social Security benefits. It also provides an overview of Health Savings Accounts, which can… Read more
Newsletter
Financial Planning Newsletter December 2020
December 17, 2020
With the massive amount of stimulus spending, many economists fear we may see a spike in inflation. While we are of the mind that such a spike will likely be… Read more
Newsletter
Financial Planning Newsletter September 2020
September 24, 2020
This has been a year unlike any other. Between the pandemic, hurricanes, and wildfires, millions across the globe have seen their livelihoods threatened and face tough times ahead. Those of… Read more
Newsletter
Financial Planning Newsletter February 2020
February 27, 2020
It is no secret that most Americans are unprepared for retirement. Most retirees cannot maintain their standard of living on just their Social Security benefits alone. Americans know that they… Read more
Newsletter
Financial Planning Newsletter December 2019
December 16, 2019
Saving for your retirement was supposed to be the hard part. When the day comes, however, when you feel confident that you have enough of a nest egg accumulated and… Read more
Commentary
Investment Commentary – October 2023
October 6, 2023
As we head into the final quarter of the year, the prevailing theme regarding the economy has become “no boom, no bust.” Inflation is trending down, the economy is expected… Read more
Commentary
Investment Commentary – July 2023
July 5, 2023
All eyes have been on the Federal Reserve, which is walking a precarious tightrope between slowing economic growth and easing, but still-high, inflation. Investors have pored over every piece of… Read more
Commentary
Investment Commentary – January 2023
January 24, 2023
The past year was the first time in more than a century that cash outperformed both stocks and bonds. Stocks posted their worst year since 2008, when the economy was… Read more
Commentary
Investment Commentary – December 2022
November 26, 2022
2022 has proven to be a tumultuous year for investors. Rampant inflation and central banks’ efforts to combat it have weighed heavily on the bond and stock markets alike. The… Read more
Commentary
Investment Commentary – June 2022
June 29, 2022
The U.S. economy and stock market have both struggled in the first half of 2022. The highest inflation in more than four decades, aggressive tightening of monetary policy by the… Read more
Commentary
Market Commentary – Q1 2022
April 7, 2022
After a strong 2021, the first quarter of 2022 has been difficult for the markets. Russia’s invasion of Ukraine has roiled the global economy, but even prior to the invasion,… Read more
Commentary
Investment Commentary – March 2022
March 31, 2022
Uncertainty is on the rise as investors grapple with Russia’s invasion of Ukraine, surging inflation, and the Federal Reserve’s tightening cycle. For our insights into how these trends will impact… Read more
Commentary
Investment Commentary – November 2021
November 30, 2021
After stumbling somewhat in the third quarter, the economic recovery appears to be stabilizing as the impact of the Covid-19 Delta variant passes. However, ongoing supply chain disruptions and labor… Read more
Commentary
Investment Commentary – August 2021
August 28, 2021
The economic recovery reached some important milestones recently. The S&P 500 has doubled its level from its pandemic low. This marks the fastest bull market doubling since World War II,… Read more
Commentary
Market Commentary – Q2 2021
July 9, 2021
The global economic recovery continued its acceleration in the first half of 2020, though unevenly in some regions where lagging vaccination rates and the emergence of the “Delta variant” have… Read more
Presentation
2023 Third Quarter Review
October 10, 2023
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q3 2023. Read more
Presentation
2023 Second Quarter Review
June 10, 2023
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q2 2023. Read more
Presentation
2023 First Quarter Review
April 6, 2023
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q1 2023. Read more
Presentation
2022 Fourth Quarter Review
January 12, 2023
PowerPoint slides feature quarterly and annual performance of the global equity and fixed income markets. Updated for Q4 2022. Read more
Blog
How Much Do You Need to Be Considered ‘Wealthy’?
May 20, 2021
If you want your fellow Americans to consider you “wealthy,” you need a net worth of nearly $2 million. According to Schwab’s 2021 Modern Wealth Survey, respondents said, on average,… Read more
Blog
The Majority of Millennial Homeowners Regret Their Purchase
May 19, 2021
After years of delay, the millennials have finally entered their prime homebuying years. Unfortunately, nearly two-thirds of millennial homeowners regret their purchase. A recent survey from Bankrate found that 64%… Read more
Blog
What Do Americans Think Is the Best Long-Term Investment?
May 17, 2021
Between cryptocurrencies and retail investment platforms like Robinhood, it seems like more Americans than ever are looking for the next big investment. However, according to a recent Gallup poll, when… Read more
Blog
Despite Record Home Prices, Most Americans Think Now’s the Time to Buy
May 13, 2021
Home prices have been climbing at their fastest rate since the 2008 crash. Record-low inventory and massive demand have led to bidding wars fierce competition between potential buyers. Still, the… Read more
Blog
Consumer Prices See Biggest Jump Since 2008
May 12, 2021
Prices rose at the fastest pace in more than 12 years in April, according to the Labor Department. The Consumer Price Index (CPI), which measures prices for a basket of… Read more
Blog
How Is the Surge in Lumber Prices Impacting the Housing Market?
May 10, 2021
Over the last year, the price of lumber has exploded. The price for 1000 board feet (bd ft), the standard unit to track prices in the industry, has climbed 377%… Read more
Blog
How Much Is the Average Retirement Aged American Worth?
May 6, 2021
Saving for retirement is very personalized. How much you will need depends on a variety of factors like your income, investments, and desired lifestyle in retirement. However, it is only… Read more
Blog
Beijing Overtakes NYC As the City With the Most Billionaires
May 5, 2021
Last year saw 493 newly minted billionaires, bringing the total number to 2,755. Nearly a quarter of them live in just 10 cities, and, for the first time in seven… Read more
Blog
Are Prices At the Grocery Store About to Jump?
May 3, 2021
A handful of commodities that serve as the foundation for much of the world’s diet have become more expensive, causing concern that grocery bills may soon be climbing. Bloomberg reports… Read more
Blog
GDP Growth Surges in First Quarter, But Will It Last?
April 30, 2021
The U.S. economy grew by 6.4% in the first quarter of 2021, bringing the economy nearly back to its pre-pandemic size. Aside from the third-quarter surge after the initial reopening… Read more
